Sevierville Short-term Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Tennessee.

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Tennessee Sevierville

Eligibility Criteria for Personal Loans

  • Identity verification: Provide a government-issued ID or passport.
  • Proof of residence: Recent utility bill or lease agreement.
  • Income verification: Recent pay stubs or bank statements.
  • Active bank account: Must have a valid checking or savings account.
  • Contact information: Provide a current phone number and email address.
  • Age requirement: Must be at least 18 years old.
  • Application form: Complete the provided application form accurately.
  • Consent: Agree to the terms and conditions for obtaining a cash advance.

Trusted Short-term Loan Lenders in Sevierville, TN

Explore our curated list of trusted payday loan lenders. We prioritize transparency and reliability, ensuring you receive the best financial assistance tailored to your needs.

Lender
User Ratings
Address
Phone
Category
1st Franklin Financial
User Raiting:
5.00
Address: 528 Winfield Dunn Pkwy, Sevierville, TN 37876
Phone: +1 (865) 908-0947
Category: Loan agency
Advance Financial
User Raiting:
4.40
Address: 163 Winfield Dunn Pkwy, Sevierville, TN 37876
Phone: +1 (865) 867-7381
Category: Loan agency
Covington Credit
User Raiting:
4.40
Address: 147 Forks of the River Pkwy, Sevierville, TN 37862
Phone: +1 (865) 429-8481
Category: Loan agency
Security Finance
User Raiting:
4.00
Address: 1235 Dolly Parton Pkwy Ste 6, Sevierville, TN 37862
Phone: +1 (865) 428-0720
Category: Loan agency
World Finance
User Raiting:
3.90
Address: 956 Dolly Parton Pkwy, Sevierville, TN 37862
Phone: +1 (865) 908-4545
Category: Loan agency
OneMain Financial
User Raiting:
3.90
Address: 737 Dolly Parton Pkwy Ste 1, Sevierville, TN 37862
Phone: +1 (865) 453-5534
Category: Loan agency
Truist
User Raiting:
2.80
Address: 100 E Main St, Sevierville, TN 37862
Phone: +1 (865) 908-2100
Category: Bank
Crazy Jim's Loan & Pawn
User Raiting:
1.00
Address: 1727 Chapman Hwy, Sevierville, TN 37876
Category: Check cash

What Are the Alternatives for Short-term Loans in Sevierville?

Explore various financial options beyond payday loans, offering safer, more sustainable solutions to meet urgent monetary needs, reduce debt burdens, and promote long-term financial wellness.

Quick Installment Loans

Quick Installment loans are borrowed funds repaid in regular, manageable increments over time, helping sustain financial stability without overwhelming lump-sum payments.

Fast Cash Loans

Fast Cash loans provide immediate, short-term financial assistance, often requiring minimal documentation and approval processes, ideal for urgent financial needs.

Instant Title Loans

Instant Title loans use your vehicle title as collateral, allowing quick access to funds while still driving your car during the loan term.

Emergency Loans Online

Emergency loans online cater to unexpected financial crises, offering quick access to funds via speedy online applications and digital approvals.

Payday Loans Online No Credit Check

Payday loans online with no credit check offer short-term solutions, delivering fast approvals despite credit history, aiding in immediate expense coverage.

Guaranteed P2P Loans

Guaranteed P2P loans involve borrowing from peers via digital platforms, ensuring flexible terms and competitive interest rates without traditional financial institutions.

Debt Consolidation Loans Instant

Debt consolidation loans allow instant merging of multiple debts into a singular manageable payment, aiding in reducing financial burden and stress.

Online Bad Credit Loans

Online bad credit loans cater to those with poor credit scores, providing accessible funding options featuring lenient credit requirements through online channels.

How to Apply for Online Short-term Loans in Sevierville

Research and Choose a Reputable Lender

Before you apply for an online payday loan, it's crucial to research and select a trustworthy lender. Look for lenders with positive customer reviews and transparent lending practices. Verify their licensing and compliance with state regulations, ensuring they are legitimate. A reputable lender will offer clear terms and conditions, avoiding hidden fees. Reviewing multiple lenders allows you to compare interest rates, repayment terms, and fees to find the most affordable and reliable option for your needs.

Prepare Required Documentation

To streamline the application process, gather all necessary documentation before you start. Most online lenders require proof of identity, such as a government-issued ID, proof of income like pay stubs or bank statements, and bank account details for fund transfer. Having these documents ready ensures a smooth and quick application process. Carefully review lender-specific requirements, as they may vary, and ensure all information is current and accurate to prevent delays or issues with your application.

Fill Out the Online Application Form

Once you have selected a lender and gathered your documents, proceed to fill out the online application form. Provide accurate personal details, employment information, and financial details as requested. Take extra care to enter correct banking information to avoid errors in fund transfers. Most applications are straightforward and designed to be completed quickly, typically taking under 10 minutes. Double-check your entries before submission to ensure accuracy and increase your chances of approval.

Review and Submit the Application

After completing the application, take the time to review your entries and the lender’s terms and conditions. Ensure you understand the repayment terms, fees, and interest rates associated with the loan. Checking this information helps prevent unpleasant surprises later on. Once satisfied with your application and the loan terms, submit your application for processing. Most lenders provide confirmation upon successful submission, along with an estimated timeline for receiving a decision or funds.

Await Approval and Receive Funds

After submission, the lender will review your application and provide a decision—often on the same day or within one business day. If approved, the lender will typically transfer the funds directly into your bank account. Some lenders offer expedited services for an extra fee, enabling quicker fund availability. Monitor your email or lender's communication channels for updates on your application status and ensure your bank account is ready to receive the funds promptly.

How to Use Short-term Loans - Useful Resources

Discover effective strategies for utilizing personal loans responsibly and explore valuable resources to manage your finances efficiently. Enhance your financial literacy with our comprehensive guidance and support.

Industry
Address
Phone
Bodyshop
Address: 221 Parkway, Sevierville, TN 37862
Phone: +1 (865) 453-6818
Car Wash
Address: 515 Parkway, Sevierville, TN 37862
Phone: +1 (865) 366-1023
Community Center
Address: 1670 Jasmine Trail, Sevierville, TN 37862
Phone: +1 (865) 453-7165
Dentist
Address: 818 Middle Creek Road, Sevierville, TN 37862
Phone: +1 (865) 622-9144
Fast Food
Address: 933 Dolly Parton Parkway, Sevierville, TN 37862
-
Fitness Club & Center
Address: 950 Dolly Parton Parkway, Sevierville, TN 37862
Phone: +1 (865) 429-2400
Government Office
Address: 120 Gary Wade Boulevard, Sevierville, TN 37862
Phone: +1 (865) 429-8128
Hostel
Address: 828 Black Bear Cub Way, Sevierville, TN 37862
Phone: +1 (865) 366-6206
Local Post Office
Address: 711 Dolly Parton Parkway, Sevierville, TN 37862
Phone: +1 (865) 429-9818
Mobile Phone Shop
Address: Sevierville, TN 37862
Phone: +1 (865) 429-4922
Movie Theater
Address: 1402 Hurley Drive, Sevierville, TN 37862
Phone: +1 (865) 363-1752
Museum
Address: 4205 Birds Creek Road, Sevierville, TN 37876
Phone: +1 (865) 436-6326
Pharmacy
Address: 213 Forks of the River Parkway, Sevierville, TN 37862
Phone: +1 (865) 774-1355
Rent-a-Car Facility
Address: 134 Air Museum Way, Sevierville, TN 37862
Phone: +1 (865) 908-8512
Shopping Center
Address: Parkway, Sevierville, TN 37862
Phone: +1 (865) 908-9113

How to Get to Sevierville

Complaints about Short-Term Loans in Tennessee

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
268
Struggling to pay your loan
197
Problem when making payments
145
Problem with the payoff process at the end of the loan
96
Charged fees or interest I didn't expect
93
Getting the loan
62
Incorrect information on your report
54
Getting a line of credit
50
Can't contact lender
45
Problem with additional add-on products or services
36
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Sevierville

If you need to submit a complaint against a payday lender in Tennessee, the primary regulatory body is the Tennessee Department of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Tennessee Department of Financial Institutions, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243
  • (615) 741-2236
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Can I Get a Payday Loan with Bad Credit?

Yes, payday loans are often accessible to individuals with bad credit. These loans focus more on your current financial situation and employment status than your credit history. However, ensure to repay on time to avoid further financial issues.

How Fast Can I Receive a Payday Loan?

Payday loans are known for their quick processing times. Once approved, you can generally receive funds within 24 hours, making payday loans a viable option for emergencies requiring instant financial assistance.

What Is the Maximum Amount I Can Borrow?

The amount you can borrow with a payday loan varies by lender and location, but it's typically between $100 and $1,500. The loan amount depends on your income and the regulations in your state or country.

Are Payday Loans Available for Emergencies?

Absolutely, payday loans are designed to cover short-term financial emergencies. They offer immediate cash relief for unexpected expenses like medical bills or urgent repairs that require quick financial intervention.

How Does the Repayment Process Work?

Payday loans generally require repayment on your next payday, hence the name. The entire loan amount plus fees is usually deducted from your bank account as a lump sum, although some lenders may offer installment plans.

What Are the Fees Associated with Payday Loans?

Payday loans often come with higher fees compared to traditional loans. These can sometimes make the effective annual percentage rate (APR) quite high, so it’s crucial to understand these costs before committing.

Can Payday Loans Affect My Credit Score?

Typically, payday loans do not directly impact your credit score as most lenders do not report to the major credit bureaus. However, if the loan goes to collections, it could negatively impact your credit.

Are There Alternatives to Payday Loans?

Yes, alternatives include credit union loans, personal bank loans, or asking for assistance from family and friends. These options may offer more favorable terms for individuals needing fast loans.

How Do I Choose the Right Payday Loan Provider?

Compare different lenders by looking at their fees, terms, customer reviews, and transparency. Ensure they are licensed and follow your regional regulations.

What Happens If I Can't Repay My Payday Loan?

If you're unable to repay your payday loan, contact your lender immediately. Many offer extensions or arrangements. Unpaid loans might result in late fees and collection efforts, impacting your finances.

Can I Refinance a Payday Loan?

Some lenders allow you to refinance a payday loan into another loan, but this generally incurs additional fees. Consider other financial solutions before choosing to refinance, as it can lead to a debt cycle.

Tennessee Short-term Loans Near Me

Adamsville Alamo Alcoa Alexandria Algood Andersonville Antioch Apison Ardmore Arlington Ashland City Athens Atoka Atwood Bartlett Bean Station Bells Benton Berry Hill Big Sandy Blaine Blountville Bolivar Bon Aqua Bradyville Brentwood Brighton Bristol Brownsville Bruceton Bulls Gap Bumpus Mills Burlison Burns Byrdstown Calhoun Camden Carthage Caryville Castalian Springs Celina Centerville Chapel Hill Chattanooga Chuckey Church Hill City Clarkrange Clarksville Cleveland Clifton Clinton Coalmont College Grove Collegedale Collierville Collinwood Columbia Cookeville Copperhill Cordova Cornersville Corryton Cosby Counce Covington Crockett Mills Cross Plains Crossville Crump Culleoka Cumberland City Cumberland Furnace Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Ducktown Dunlap Dyersburg Eads Eagleville East Ridge Elizabethton Englewood Erin Erwin Estill Springs Etowah Fairfield Glade Fairview Farragut Fayetteville Frankewing Franklin Friendsville Gadsden Gainesboro Gallatin Gates Gatlinburg Germantown Gibson Gleason Goodlettsville Gordonsville Grand Junction Gray Graysville Greenbrier Greeneville Greenfield Gruetli laager Halls Harriman Harrogate Hartsville Heiskell Helenwood Henderson Hendersonville Hermitage Hickory Valley Hill Hixson Hohenwald Hollow Rock Hornbeak Humboldt Huntingdon Huntland Huntsville Jacksboro Jackson Jamestown Jasper Jefferson City Jellico Joelton Johnson City Johnsonville Jonesborough Juliet Kimball Kingsport Kingston Kingston Springs Knoxville Kodak La Vergne Lafayette Lafollette Lakeland Lawrenceburg Lebanon Lenoir City Lewisburg Lexington Liberty Linden Livingston Lobelville Lookout Mountain Loretto Loudon Louisville Lyles Lynchburg Lynnville Madison Madisonville Manchester Martin Maryville Mascot Mason Maury City Maynardville Mcewen Mckenzie Mclemoresville Mcminnville Memphis Michie Middleton Milan Millington Monteagle Monterey Morrison Morristown Mosheim Mountain City Mt Carmel Mt Pleasant Mt. Juliet Munford Murfreesboro Nashville New Johnsonville New Market New Tazewell Newbern Newport Niota Nolensville Norris Oak Ridge Oakland Obion Old Hickory Oliver Springs Oneida Ooltewah Orlinda Palmer Paris Parrottsville Parsons Pegram Pigeon Forge Pikeville Piney Flats Pittsburg Plains Pleasant View Portland Powell Pulaski Puryear Reagan Red Bank Red Boiling Springs Riceville Rickman Ridge Ridgely Ridgetop Ripley Roan Mountain Rockwood Rocky Top Rogersville Rossville Rutledge Sardis Savannah Scotts Hill Selmer Sevierville Sewanee Seymour Shelbyville Signal Mountain Smithville Smyrna Sneedville Soddy Daisy Somerville South Fulton South Pittsburg Sparta Speedwell Spencer Spring City Spring Hill Springfield Stanton Summertown Surgoinsville Sweetwater Talbott Tazewell Tellico Plains Tennessee Ridge Thompson's Station Tiptonville Toone Townsend Tracy City Trenton Trezevant Trimble Troy Tullahoma Tusculum Unicoi Union City Vanleer View Viola Vonore Wartburg Washburn Watertown Waverly Waynesboro White Bluff White House White Pine Whites Creek Whiteville Whitwell Winchester Winfield Withe Woodbury Woodland Mills