Hixson Short-term Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Tennessee.

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Tennessee Hixson

Eligibility Criteria for Personal Loans

  • Proof of identity (government-issued ID, passport, or driver's license).
  • Proof of steady income (recent pay stubs, bank statements, or employment verification).
  • Bank account details (active checking account in your name).
  • Valid contact information (phone number and email address).
  • Be at least 18 years old or reach the legal age in your state/country.
  • Residential proof (utility bills or rental agreements).
  • No ongoing bankruptcy proceedings.
  • Agreement to repayment terms and conditions.

Trusted Short-term Loan Lenders in Hixson, TN

Discover reliable payday loan lenders vetted by our NGO, committed to offering transparent and fair financial solutions tailored to support your immediate financial needs responsibly.

Lender
User Ratings
Address
Phone
Category
Advance Financial
User Raiting:
5.00
Address: 5235 TN-153, Hixson, TN 37343
Phone: +1 (423) 343-5367
Category: Loan agency
Household Pawn
User Raiting:
5.00
Address: 5110 TN-153, Hixson, TN 37343
Phone: +1 (423) 822-2319
Category: Loan agency
American Trust Cash Advance
User Raiting:
5.00
Address: 4816 Hixson Pike, Hixson, TN 37343
Phone: +1 (423) 710-8406
Category: Loan agency
Advance America
User Raiting:
4.90
Address: 5425 TN-153 Suite 133, Hixson, TN 37343
Phone: +1 (423) 870-2900
Category: Financial institution
World Finance
User Raiting:
4.90
Address: 5063 Hixson Pike Ste 121, Hixson, TN 37343
Phone: +1 (423) 876-0058
Category: Loan agency
Advanced Check Cash Advance
User Raiting:
4.30
Address: 5721 TN-153, Hixson, TN 37343
Phone: +1 (423) 877-8880
Category: Loan agency
TVFCU - Hixson
User Raiting:
3.60
Address: 5150 Austin Rd, Hixson, TN 37343
Phone: +1 (423) 634-3600
Category: Financial institution

What Are the Alternatives for Short-term Loans in Hixson?

Explore various financial options beyond payday loans, including credit unions, personal loans, and budgeting tools to achieve financial stability without high-interest debt burdens.

Installment Loans Quick

Installment loans are structured personal loans repaid through regular monthly payments. Quick approval processes make them accessible to those seeking predictable repayment schedules.

Fast Cash Loans

Fast cash loans are short-term financial solutions offering immediate funds, useful for urgent expenses. They provide swift access to money without lengthy application processes.

Instant Title Loans

Instant title loans involve using a vehicle as collateral, securing funds rapidly. The loan amount typically depends on the vehicle's value.

Emergency Loan no credit check

Emergency loans no credit check provide funds during unforeseen financial crises. They often don't require a strict credit evaluation, simplifying the approval process.

Payday Loans Online Guaranteed

Payday loans online guaranteed offer short-term loans accessible through digital platforms, providing fast financial relief with guaranteed approval for eligible borrowers.

P2P Loans Online

P2P loans online connect individual borrowers directly with investors through a digital platform, offering an alternative lending option without traditional banking institutions.

Debt Consolidation Loans Guaranteed

Debt consolidation loans guaranteed allow borrowers to combine multiple debts into one manageable payment, simplifying management and often lowering monthly payments.

Bad Credit Loans Instant

Bad credit loans instant are designed for individuals with poor credit scores, providing instant financial assistance without extensive credit scrutiny.

How to Apply for Online Short-term Loans in Hixson

Research and Choose a Reliable Lender

Before applying for an online payday loan, it is crucial to research and choose a reliable lender. Look for lenders with positive reviews and a solid track record. Verify that the lender is licensed in your state and follows all legal regulations. Comparing interest rates and terms can help you find the most affordable and appropriate option for your needs. Ensuring your lender is reputable will protect you from scams and excessively high fees.

Check Eligibility Requirements

Each lender will have specific eligibility requirements you must meet before applying for a payday loan. Generally, you'll need to be at least 18 years old, have a steady source of income, and possess a valid bank account. Some lenders may also require a minimum credit score. Review the lender's requirements carefully to ensure you qualify for a loan. Having all necessary personal and financial documentation ready will streamline the application process.

Fill Out the Online Application Form

Once you've chosen a lender and confirmed your eligibility, proceed to fill out the online application form on the lender's website. Ensure that you enter accurate personal information, including your name, address, contact details, and financial information like bank account and income details. Double-check your entries to avoid mistakes that could lead to delays or denial of your application. This form is crucial in determining whether you will be approved for a payday loan.

Review the Loan Terms and Conditions

After submitting your application, the lender will present you with the loan terms and conditions if you're approved. Carefully review this document to understand the interest rate, fees, repayment schedule, and any potential penalties for late payments. Make sure you are comfortable with the terms before accepting the loan. Understanding your obligations upfront will help you avoid any surprises or difficulties in repaying the loan later on.

Sign the Loan Agreement and Receive Funds

If you agree to the loan terms and conditions, you will be required to sign a loan agreement electronically. Read the agreement thoroughly and make sure all the information is correct. Once signed, the lender will process your application, and you will typically receive the funds directly into your bank account within one to two business days. Ensure your bank details are correct to avoid any issues or delays in receiving your loan amount.

How to Use Short-term Loans - Useful Resources

Explore essential resources on the effective use of personal loans, featuring guidelines, tips, and insights to make informed financial choices while ensuring responsible borrowing practices.

Industry
Address
Phone
Car Repair and Service
Address: 6921 Middle Valley Road, Hixson, TN 37343
Phone: +1 (423) 842-3399
Car Wash
Address: 411 Bardwood Lane, Hixson, TN 37343
Phone: +1 (423) 400-6444
Club & Association
Address: 7184 Crestfield Circle, Hixson, TN 37343
Phone: +1 (423) 847-6565
Dentist
Address: 4513 Hixson Pike, Hixson, TN 37343
Phone: +1 (423) 541-3300
Fitness Club & Center
Address: 5836 Sunset Canyon Drive, Hixson, TN 37343
Phone: +1 (423) 987-2223
Government Office
Address: 6215 Dayton Boulevard, Hixson, TN 37343
Phone: +1 (423) 843-4780
Hotel
Address: 5248 Highway 153, Hixson, TN 37343
-
Pharmacy
Address: 5506 Highway 153, Hixson, TN 37343
-
Post Office
Address: 5251-C Highway 153, Hixson, TN 37343
Phone: +1 (423) 877-5568
Rent-a-Car Facility
Address: 5027 Hixson Pike, Hixson, TN 37343
Phone: +1 (423) 877-0584
Shopping Center
Address: 2409 Hamill Road, Hixson, TN 37343
Phone: +1 (423) 870-4525
Special Hospital
Address: 1043 Executive Drive, Hixson, TN 37343
Phone: +1 (423) 710-3965
Specialist
Address: 1724 Hamill Road, Hixson, TN 37343
Phone: +1 (423) 877-4705
Veterinarian
Address: 6310 Hixson Pike, Hixson, TN 37343
Phone: +1 (423) 842-6758

How to Get to Hixson

Complaints about Short-Term Loans in Tennessee

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
268
Struggling to pay your loan
197
Problem when making payments
145
Problem with the payoff process at the end of the loan
96
Charged fees or interest I didn't expect
93
Getting the loan
62
Incorrect information on your report
54
Getting a line of credit
50
Can't contact lender
45
Problem with additional add-on products or services
36
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Hixson

If you need to submit a complaint against a payday lender in Tennessee, the primary regulatory body is the Tennessee Department of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Tennessee Department of Financial Institutions, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243
  • (615) 741-2236
Submit a Complaint

Frequently Asked Questions about Short-term Loans

How Quickly Can I Receive Funds from a Payday Loan?

Payday loans are often designed for quick access to cash, making them ideal for emergencies. In many cases, you can receive funds as soon as the same day or within 24 hours after approval, depending on the lender's processes.

Can I Apply for a Payday Loan with Bad Credit?

Yes, you can still apply for a payday loan even if you have bad credit. Many lenders offering payday loans focus more on your current financial situation and ability to repay the loan rather than your credit history.

What Are the Typical Amounts for Payday Loans?

Payday loans are typically small, short-term loans with amounts ranging from $100 to $1,500, depending on the lender and your income. These loans are designed to cover immediate personal cash needs until your next paycheck.

Are Payday Loans a Good Option for a Cash Advance?

Payday loans can be a viable option for a cash advance if you need funds quickly and have a plan for repayment. It's important to assess if the high-interest rates align with your financial capacity before proceeding.

What Are the Repayment Terms for Payday Loans?

Payday loans are usually due in full on your next payday, typically within two to four weeks. However, some lenders may offer extended repayment plans. Always confirm the terms with your lender before borrowing.

How Do Payday Loans Compare to Other Personal Loans?

Payday loans are typically easier to obtain than traditional personal loans and provide fast access to cash. However, they come with higher interest rates and shorter repayment terms. They are best suited for immediate, short-term needs rather than long-term financial solutions.

Can I Extend the Repayment Period for My Payday Loan?

Some lenders may allow you to extend the repayment period for an additional fee. It's crucial to communicate with your lender as soon as you know you may have trouble repaying on time to explore possible options.

Is It Possible to Have Multiple Payday Loans at Once?

While it is possible, having multiple payday loans can lead to a cycle of debt and financial strain. It is advisable to carefully consider your ability to repay loans before taking on multiple obligations.

What Are the Risks Associated with Payday Loans?

Payday loans come with high-interest rates and fees, which can contribute to a cycle of debt if not repaid promptly. Additionally, failing to repay can impact your credit score and lead to additional financial challenges.

Are There Alternatives to Payday Loans for Emergency Cash?

Alternatives to payday loans include personal loans from banks or credit unions, borrowing from friends or family, or using a credit card cash advance. Each option has its pros and cons, so weigh them carefully based on your financial situation.

How Can I Apply for a Payday Loan?

Applying for a payday loan is typically straightforward. You can apply online or in person by providing your personal details, income information, and bank account details. Be ready to supply proof of income to speed up the approval process.

Tennessee Short-term Loans Near Me

Adamsville Alamo Alcoa Alexandria Algood Andersonville Antioch Apison Ardmore Arlington Ashland City Athens Atoka Atwood Bartlett Bean Station Bells Benton Berry Hill Big Sandy Blaine Blountville Bolivar Bon Aqua Bradyville Brentwood Brighton Bristol Brownsville Bruceton Bulls Gap Bumpus Mills Burlison Burns Byrdstown Calhoun Camden Carthage Caryville Castalian Springs Celina Centerville Chapel Hill Chattanooga Chuckey Church Hill City Clarkrange Clarksville Cleveland Clifton Clinton Coalmont College Grove Collegedale Collierville Collinwood Columbia Cookeville Copperhill Cordova Cornersville Corryton Cosby Counce Covington Crockett Mills Cross Plains Crossville Crump Culleoka Cumberland City Cumberland Furnace Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Ducktown Dunlap Dyersburg Eads Eagleville East Ridge Elizabethton Englewood Erin Erwin Estill Springs Etowah Fairfield Glade Fairview Farragut Fayetteville Frankewing Franklin Friendsville Gadsden Gainesboro Gallatin Gates Gatlinburg Germantown Gibson Gleason Goodlettsville Gordonsville Grand Junction Gray Graysville Greenbrier Greeneville Greenfield Gruetli laager Halls Harriman Harrogate Hartsville Heiskell Helenwood Henderson Hendersonville Hermitage Hickory Valley Hill Hixson Hohenwald Hollow Rock Hornbeak Humboldt Huntingdon Huntland Huntsville Jacksboro Jackson Jamestown Jasper Jefferson City Jellico Joelton Johnson City Johnsonville Jonesborough Juliet Kimball Kingsport Kingston Kingston Springs Knoxville Kodak La Vergne Lafayette Lafollette Lakeland Lawrenceburg Lebanon Lenoir City Lewisburg Lexington Liberty Linden Livingston Lobelville Lookout Mountain Loretto Loudon Louisville Lyles Lynchburg Lynnville Madison Madisonville Manchester Martin Maryville Mascot Mason Maury City Maynardville Mcewen Mckenzie Mclemoresville Mcminnville Memphis Michie Middleton Milan Millington Monteagle Monterey Morrison Morristown Mosheim Mountain City Mt Carmel Mt Pleasant Mt. Juliet Munford Murfreesboro Nashville New Johnsonville New Market New Tazewell Newbern Newport Niota Nolensville Norris Oak Ridge Oakland Obion Old Hickory Oliver Springs Oneida Ooltewah Orlinda Palmer Paris Parrottsville Parsons Pegram Pigeon Forge Pikeville Piney Flats Pittsburg Plains Pleasant View Portland Powell Pulaski Puryear Reagan Red Bank Red Boiling Springs Riceville Rickman Ridge Ridgely Ridgetop Ripley Roan Mountain Rockwood Rocky Top Rogersville Rossville Rutledge Sardis Savannah Scotts Hill Selmer Sevierville Sewanee Seymour Shelbyville Signal Mountain Smithville Smyrna Sneedville Soddy Daisy Somerville South Fulton South Pittsburg Sparta Speedwell Spencer Spring City Spring Hill Springfield Stanton Summertown Surgoinsville Sweetwater Talbott Tazewell Tellico Plains Tennessee Ridge Thompson's Station Tiptonville Toone Townsend Tracy City Trenton Trezevant Trimble Troy Tullahoma Tusculum Unicoi Union City Vanleer View Viola Vonore Wartburg Washburn Watertown Waverly Waynesboro White Bluff White House White Pine Whites Creek Whiteville Whitwell Winchester Winfield Withe Woodbury Woodland Mills