Bartlett Short-term Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Tennessee.

Table of content
Jump to
Tennessee Bartlett

Eligibility Criteria for Personal Loans

  • Valid government-issued ID for identity verification.
  • Proof of income or recent pay stubs to establish financial stability.
  • Active checking account with direct deposit capabilities.
  • Contact details including a reliable phone number and email address.
  • Completed application form with accurate and up-to-date information.
  • Consent to perform a soft credit check as part of the assessment process.
  • Agreement to terms and conditions of the cash advance program.

Trusted Short-term Loan Lenders in Bartlett, TN

Discover reliable payday loan lenders through our NGO, dedicated to connecting you with trustworthy financial solutions, ensuring transparency and responsible lending to meet your urgent financial needs.

Lender
User Ratings
Address
Phone
Category
Advance America
User Raiting:
5.00
Address: 6092 Stage Rd, Bartlett, TN 38134
Phone: +1 (901) 380-9655
Category: Financial institution
CashSpot
User Raiting:
5.00
Address: 5520 Summer Ave # 103, Bartlett, TN 38134
Phone: +1 (901) 383-8100
Category: Financial institution

What Are the Alternatives for Short-term Loans in Bartlett?

Explore various financial solutions beyond payday loans that prioritize your financial well-being, offering sustainable and manageable options to help you achieve financial stability without high interest rates.

Installment Loans Quick

Installment loans allow borrowers to repay borrowed funds over time in regular, fixed payments. These loans cater to larger sums, making repayment more manageable and predictable.

Fast Cash Loans

Cash loans provide immediate access to funds, usually in smaller amounts. Perfect for urgent needs, they offer speed and convenience over traditional banking methods.

Title Loans No Credit Check

Title loans use your vehicle title as collateral, offering a short-term loan option without a detailed credit check. Repayment is crucial to avoid losing ownership of your vehicle.

Emergency Loan Instant

An emergency loan provides immediate financial relief in urgent situations, offering quick access to funds when unexpected expenses arise, often with flexible terms and instant approval.

Payday Loans Online

Payday loans online offer a convenient way to borrow short-term funds via the internet. They are typically utilized for urgent financial needs and quickly repaid by the next payday.

P2P Loans Guaranteed

Peer-to-peer (P2P) loans connect individual lenders with borrowers, offering a streamlined, guaranteed lending process with potentially lower interest rates, bypassing traditional financial institutions.

Online Debt Consolidation Loans

Debt consolidation loans combine multiple debts into a single loan with one monthly payment. By consolidating debts online, borrowers can simplify their financial management and potentially reduce interest rates.

Bad Credit Loans Fast

Bad credit loans cater to individuals with poor credit histories, offering fast access to funds. These loans may have higher interest rates but provide borrowing opportunities to those with limited options.

How to Apply for Online Short-term Loans in Bartlett

Research and Choose a Lender

Before applying for an online payday loan, it's crucial to research and select a legitimate lender. Look for lenders with positive reviews, secure websites, and transparent terms and conditions. Check for accreditation with financial regulatory bodies or consumer protection agencies. Be cautious of lenders with excessive interest rates or hidden fees. Thorough research ensures you choose a reputable provider, which can prevent financial scams and complications during the loan process.

Review Loan Terms and Conditions

Once you select a lender, carefully review the loan terms and conditions. This step involves reading the fine print to understand the interest rates, repayment schedule, and any potential fees. It's essential to know the total cost of the loan, including APR, to avoid unexpected financial burdens. Pay attention to the consequences of late payments and prepayment policies. Understanding these details can help you make an informed decision and potentially save you from costly mistakes.

Gather Required Documentation

To apply for a payday loan, you typically need to provide specific documentation. Common requirements include valid identification, proof of income (such as pay stubs), and recent bank statements. Ensure all your documents are up-to-date and ready to submit digitally, as most online lenders require electronic copies. Having these documents prepared in advance will streamline the application process and increase your chances of loan approval, ensuring a smoother experience.

Complete the Online Application Form

After selecting a lender and gathering documentation, proceed to fill out the online application form. The form will ask for personal information, employment details, and financial data. Ensure that the information you provide is accurate and truthful. Double-check all entries before submission to avoid errors that could delay the process. Completing the application thoroughly and accurately will help the lender assess your eligibility and expedite the loan approval process.

Submit Your Application and Await Approval

Once your application form is completed, submit it along with the required documentation for review. After submission, you will need to wait for the lender to assess your application. Some lenders offer instant approval, while others may take a few hours to several days to make a decision. During this period, keep an eye on your email or phone for any messages from the lender requiring further information or clarification to proceed.

Review and Accept Loan Offer

After approval, you will receive a loan offer outlining the amount, interest rate, and repayment terms. Carefully review the offer to ensure that it aligns with your financial needs and ability to repay. If the terms are acceptable, proceed to formally accept the loan by following the lender's instructions. Make a note of your repayment schedule and set reminders to make timely payments. Accepting the loan implies agreement to all terms, so remain committed to managing your debt responsibly.

How to Use Short-term Loans - Useful Resources

Explore our comprehensive guide on utilizing personal loans effectively. Access valuable resources and insights to make informed financial decisions and manage short-term monetary needs responsibly.

Industry
Address
Phone
Car Repair and Service
Address: 5694 Stage Road, Bartlett, TN 38134
Phone: +1 (901) 505-2952
Car Wash
Address: 2735 Kirby Whitten Road, Bartlett, TN 38134
Phone: +1 (901) 213-2154
College/University
Address: 2830 Summer Oaks Drive, Bartlett, TN 38134
Phone: +1 (901) 383-1781
Doctor
Address: 2996 Orgill Road, Bartlett, TN 38133
Phone: +1 (901) 937-0038
Fitness Club & Center
Address: 5790 Ferguson Road, Bartlett, TN 38134
Phone: +1 (901) 388-9979
Government Office
Address: 7662 US Highway 70, Bartlett, TN 38133
Phone: +1 (901) 385-6489
Hospital
Address: US Highway 64, Bartlett, TN 38133
Phone: +1 (901) 820-7575
Hotel
Address: 2585 Bartlett Boulevard, Bartlett, TN 38134
Phone: +1 (901) 672-8184
Library
Address: 5884 Stage Road, Bartlett, TN 38134
Phone: +1 (901) 386-8968
Movie Theater
Address: 7605 US Highway 70, Bartlett, TN 38133
Phone: +1 (901) 888-0315
Museum
Address: 2750 Bartlett Boulevard, Bartlett, TN 38134
Phone: +1 (901) 377-8861
Rent-a-Car Facility
Address: 11900 US Highway 70, Bartlett, TN 38133
Phone: +1 (901) 372-7994
Restaurant
Address: 7546 US Highway 70, Bartlett, TN 38133
-
Shopping Center
Address: Stage Road, Bartlett, TN 38134
Phone: +1 (901) 382-8515
Veterinarian
Address: 5712 Stage Road, Bartlett, TN 38134
Phone: +1 (901) 385-8387

How to Get to Bartlett

Complaints about Short-Term Loans in Tennessee

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
268
Struggling to pay your loan
197
Problem when making payments
145
Problem with the payoff process at the end of the loan
96
Charged fees or interest I didn't expect
93
Getting the loan
62
Incorrect information on your report
54
Getting a line of credit
50
Can't contact lender
45
Problem with additional add-on products or services
36
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Bartlett

If you need to submit a complaint against a payday lender in Tennessee, the primary regulatory body is the Tennessee Department of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Tennessee Department of Financial Institutions, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243
  • (615) 741-2236
Submit a Complaint

Frequently Asked Questions about Short-term Loans

How Do Payday Loans Work?

Payday loans, often called cash advances or instant loans, are short-term personal loans designed to provide emergency funds before your next paycheck. Typically, the borrower must repay the loan in full, including any fees or interest, within a few weeks.

How Quickly Can I Get a Payday Loan?

Payday loans are recognized for their speed, with many lenders offering fast loan approvals. Borrowers can often receive the funds in their bank account within one business day, making them a convenient option for urgent financial needs.

Can People with Bad Credit Apply for a Payday Loan?

Yes, individuals with bad credit can apply for payday loans. These loans generally don't require a stringent credit check, focusing instead on the borrower's ability to repay based on their current income.

What Are the Typical Requirements for a Payday Loan?

To qualify for a payday loan, you typically need to be over 18 years old, have a steady source of income, possess a valid checking account, and provide identification. Specific requirements might vary between lenders.

What Are the Costs Associated with Payday Loans?

Payday loans often come with high fees and interest rates compared to other types of loans. It's crucial to review the lender's terms thoroughly and understand the total repayment amount before committing to a loan.

Are Payday Loans a Long-term Financial Solution?

Payday loans are intended as a short-term solution to cover immediate expenses. They are not recommended for long-term financial needs due to their high costs and short repayment periods.

What Happens if I Can't Repay My Payday Loan on Time?

If you're unable to repay your payday loan by the due date, you might incur additional fees, and your account could be sent to collections. Some lenders offer rollovers or extensions, but these often come with extra costs.

Can I Apply for a Payday Loan Online?

Yes, many lenders offer the convenience of applying for payday loans online. This process typically involves filling out an application, providing necessary documentation, and consenting to terms, all from your computer or smartphone.

What Are Alternative Options to Payday Loans?

Alternatives to payday loans include personal loans from banks or credit unions, payment extensions on bills, or borrowing from friends or family. These options often offer lower interest rates and longer repayment periods.

Do Payday Loans Affect My Credit Score?

Payday loans are usually not reported to credit bureaus unless they default and are sent to collections. However, consistently failing to repay any borrowed funds can indirectly impact your creditworthiness.

How Do I Choose a Reputable Payday Loan Lender?

To find a reputable lender, research thoroughly, read customer reviews, check their accreditation, and ensure they comply with state regulations. Always read the terms and conditions carefully to understand your obligations.

Tennessee Short-term Loans Near Me

Adamsville Alamo Alcoa Alexandria Algood Andersonville Antioch Apison Ardmore Arlington Ashland City Athens Atoka Atwood Bartlett Bean Station Bells Benton Berry Hill Big Sandy Blaine Blountville Bolivar Bon Aqua Bradyville Brentwood Brighton Bristol Brownsville Bruceton Bulls Gap Bumpus Mills Burlison Burns Byrdstown Calhoun Camden Carthage Caryville Castalian Springs Celina Centerville Chapel Hill Chattanooga Chuckey Church Hill City Clarkrange Clarksville Cleveland Clifton Clinton Coalmont College Grove Collegedale Collierville Collinwood Columbia Cookeville Copperhill Cordova Cornersville Corryton Cosby Counce Covington Crockett Mills Cross Plains Crossville Crump Culleoka Cumberland City Cumberland Furnace Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Ducktown Dunlap Dyersburg Eads Eagleville East Ridge Elizabethton Englewood Erin Erwin Estill Springs Etowah Fairfield Glade Fairview Farragut Fayetteville Frankewing Franklin Friendsville Gadsden Gainesboro Gallatin Gates Gatlinburg Germantown Gibson Gleason Goodlettsville Gordonsville Grand Junction Gray Graysville Greenbrier Greeneville Greenfield Gruetli laager Halls Harriman Harrogate Hartsville Heiskell Helenwood Henderson Hendersonville Hermitage Hickory Valley Hill Hixson Hohenwald Hollow Rock Hornbeak Humboldt Huntingdon Huntland Huntsville Jacksboro Jackson Jamestown Jasper Jefferson City Jellico Joelton Johnson City Johnsonville Jonesborough Juliet Kimball Kingsport Kingston Kingston Springs Knoxville Kodak La Vergne Lafayette Lafollette Lakeland Lawrenceburg Lebanon Lenoir City Lewisburg Lexington Liberty Linden Livingston Lobelville Lookout Mountain Loretto Loudon Louisville Lyles Lynchburg Lynnville Madison Madisonville Manchester Martin Maryville Mascot Mason Maury City Maynardville Mcewen Mckenzie Mclemoresville Mcminnville Memphis Michie Middleton Milan Millington Monteagle Monterey Morrison Morristown Mosheim Mountain City Mt Carmel Mt Pleasant Mt. Juliet Munford Murfreesboro Nashville New Johnsonville New Market New Tazewell Newbern Newport Niota Nolensville Norris Oak Ridge Oakland Obion Old Hickory Oliver Springs Oneida Ooltewah Orlinda Palmer Paris Parrottsville Parsons Pegram Pigeon Forge Pikeville Piney Flats Pittsburg Plains Pleasant View Portland Powell Pulaski Puryear Reagan Red Bank Red Boiling Springs Riceville Rickman Ridge Ridgely Ridgetop Ripley Roan Mountain Rockwood Rocky Top Rogersville Rossville Rutledge Sardis Savannah Scotts Hill Selmer Sevierville Sewanee Seymour Shelbyville Signal Mountain Smithville Smyrna Sneedville Soddy Daisy Somerville South Fulton South Pittsburg Sparta Speedwell Spencer Spring City Spring Hill Springfield Stanton Summertown Surgoinsville Sweetwater Talbott Tazewell Tellico Plains Tennessee Ridge Thompson's Station Tiptonville Toone Townsend Tracy City Trenton Trezevant Trimble Troy Tullahoma Tusculum Unicoi Union City Vanleer View Viola Vonore Wartburg Washburn Watertown Waverly Waynesboro White Bluff White House White Pine Whites Creek Whiteville Whitwell Winchester Winfield Withe Woodbury Woodland Mills