Crossville Short-term Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Tennessee.

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Tennessee Crossville

Eligibility Criteria for Personal Loans

  • Valid government-issued ID for identity verification
  • Proof of income or recent bank statements to assess financial stability
  • Demonstrated urgent financial need, explaining the necessity of the cash advance
  • Completed application form with accurate personal and contact information
  • Active bank account for direct deposit of funds
  • Agreement to terms and conditions outlined by the NGO
  • Minimum age requirement, typically 18 years or older
  • Residency within the operational area of the NGO

Trusted Short-term Loan Lenders in Crossville, TN

Discover reliable and transparent payday loan lenders committed to responsible lending practices, ensuring you access financial assistance with confidence and peace of mind. Explore our vetted and trusted partners today.

Lender
User Ratings
Address
Phone
Category
1st Franklin Financial
User Raiting:
5.00
Address: 189 Highland Square, Crossville, TN 38555
Phone: +1 (931) 787-1280
Category: Loan agency
Security Finance
User Raiting:
5.00
Address: 1784 N Main St Suite 103, Crossville, TN 38555
Phone: +1 (931) 484-6115
Category: Loan agency
World Finance
User Raiting:
5.00
Address: 848 Livingston Rd Ste 109, Crossville, TN 38555
Phone: +1 (931) 484-6220
Category: Loan agency
Heights Finance
User Raiting:
4.80
Address: 1259 Miller Ave, Crossville, TN 38555
Phone: +1 (931) 456-6630
Category: Loan agency
Mariner Finance
User Raiting:
4.80
Address: 1230 West Ave Suite 106, Crossville, TN 38555
Phone: +1 (931) 787-1870
Category: Loan agency
Covington Credit
User Raiting:
4.80
Address: 207 Highland Square, Crossville, TN 38555
Phone: +1 (931) 707-7011
Category: Loan agency
Check Into Cash
User Raiting:
4.80
Address: 51 Genesis Square, Crossville, TN 38555
Phone: +1 (931) 456-5761
Category: Financial institution
Advance Financial
User Raiting:
4.60
Address: 1561 N Main St, Crossville, TN 38555
Phone: +1 (423) 484-0640
Category: Loan agency
OneMain Financial
User Raiting:
4.20
Address: 1784 N Main St #108, Crossville, TN 38555
Phone: +1 (931) 456-6469
Category: Loan agency
Service Loan & Tax Services
User Raiting:
4.00
Address: 1784 N Main St # 107, Crossville, TN 38555
Phone: +1 (931) 707-2869
Category: Loan agency
Volunteer Credit
User Raiting:
3.60
Address: 800 N Main St #101, Crossville, TN 38555
Phone: +1 (931) 337-0940
Category: Loan agency
Cash Express
User Raiting:
3.40
Address: 1096 West Ave, Crossville, TN 38555
Phone: +1 (931) 456-2644
Category: Loan agency
Credit Central
User Raiting:
1.00
Address: 80 Miller Ave #105, Crossville, TN 38555
Phone: +1 (931) 484-4170
Category: Loan agency

What Are the Alternatives for Short-term Loans in Crossville?

Explore safer, more affordable options like credit unions, personal installment loans, or local assistance programs, offering financial relief without the high interest rates of payday loans.

Installment Loans Quick

Installment loans are structured personal loans repaid through regular monthly payments. Quick approval processes make them accessible to those seeking predictable repayment schedules.

Fast Cash Loans

Fast cash loans are short-term financial solutions offering immediate funds, useful for urgent expenses. They provide swift access to money without lengthy application processes.

Instant Title Loans

Instant title loans involve using a vehicle as collateral, securing funds rapidly. The loan amount typically depends on the vehicle's value.

Emergency Loan no credit check

Emergency loans no credit check provide funds during unforeseen financial crises. They often don't require a strict credit evaluation, simplifying the approval process.

Payday Loans Online Guaranteed

Payday loans online guaranteed offer short-term loans accessible through digital platforms, providing fast financial relief with guaranteed approval for eligible borrowers.

P2P Loans Online

P2P loans online connect individual borrowers directly with investors through a digital platform, offering an alternative lending option without traditional banking institutions.

Debt Consolidation Loans Guaranteed

Debt consolidation loans guaranteed allow borrowers to combine multiple debts into one manageable payment, simplifying management and often lowering monthly payments.

Bad Credit Loans Instant

Bad credit loans instant are designed for individuals with poor credit scores, providing instant financial assistance without extensive credit scrutiny.

How to Apply for Online Short-term Loans in Crossville

Research Lenders Thoroughly

Begin by conducting comprehensive research on various payday loan lenders available online. Look for credible and reliable institutions by reading reviews, checking their Better Business Bureau ratings, and verifying their licensing. Ensure the lender is transparent about the loan terms and fees. Protect yourself from scams by avoiding lenders who guarantee approval without checking your financial information. This research phase ensures you select a trustworthy lender that suits your financial needs and limits the potential for future issues.

Gather Required Documentation

Before starting the application process, gather all necessary documentation to streamline your experience. Commonly, you’ll need to provide proof of income, bank account details, identification, and possibly your Social Security number. Having these documents ready will make the application smoother and quicker. Check the lender’s website for specific document requirements. Ensuring you have the right paperwork on hand minimizes delays and can increase your chances of swift approval, helping you secure the funds you need promptly.

Complete the Online Application Form

Fill out the lender’s online application form carefully, ensuring all the details are accurate and complete. The form typically asks for personal details, employment information, income, and bank account specifics. Take your time to review the information entered to avoid any errors that could impede the approval process. A thorough and accurate application reduces the potential for delays and increases your likelihood of quickly obtaining your desired payday loan.

Review Loan Terms Carefully

Once your application is pre-approved, you will receive details about the loan terms and conditions. It's crucial to review these documents thoroughly before consenting. Pay close attention to interest rates, fees, repayment terms, and any penalty clauses. Understanding the full scope of your financial obligation will help you make an informed decision and avoid unexpected payments. Never rush this step; clarity now will ensure financial stability and prevent unpleasant surprises later on.

Accept the Loan Agreement

If you are satisfied with the terms and conditions provided, proceed to formally accept the loan agreement. This is usually done electronically. Ensure you understand all aspects of the agreement, including repayment schedules and methods. By signing and accepting, you enter into a binding contract, committing to meet repayment obligations as outlined. Confirm you have received a copy of the finalized agreement for your records and proceed with due diligence to adhere to its terms.

Receive Funds and Plan Repayment

After accepting the loan agreement, your funds will typically be deposited into your designated bank account within one to two business days. Plan your repayment strategy immediately to avoid falling behind. Consider setting reminders for due dates or setting up automatic payments if available. Understanding your repayment plan, budget accordingly to ensure you can make timely payments, and maintain a favorable relationship with the lender, which could be beneficial for any future financial needs.

How to Use Short-term Loans - Useful Resources

Discover effective strategies and valuable resources on how to utilize personal loans responsibly. Empower yourself with knowledge for financial stability and informed decision-making through our comprehensive guide.

Industry
Address
Phone
American Restaurant
Address: 4148 Highway 127 North, Crossville, TN 38571
Phone: +1 (931) 456-8345
Bodyshop
Address: 240 Sparta Highway, Crossville, TN 38572
Phone: +1 (931) 484-0127
Car Wash
Address: 3529 Claysville Road, Crossville, TN 38571
Phone: +1 (931) 707-0030
Club & Association
Address: 1145 Genesis Road, Crossville, TN 38555
Phone: +1 (931) 484-0150
College/University
Address: 62 Four H Center Drive, Crossville, TN 38572
Phone: +1 (931) 788-2288
Concert Hall
Address: 228 Interstate Drive, Crossville, TN 38555
-
Dentist
Address: 289 Highland Square, Crossville, TN 38555
Phone: +1 (931) 484-3664
Fitness Club & Center
Address: 272 Lake Frances Road, Crossville, TN 38571
-
Gifts, Cards, Novelties & Souvenirs
Address: 169 North Main Street, Crossville, TN 38555
Phone: +1 (931) 456-2586
Government Office
Address: 837 Industrial Boulevard, Crossville, TN 38555
Phone: +1 (931) 456-6598
Hospital
Address: 421 South Main Street, Crossville, TN 38555
Phone: +1 (931) 484-9511
Hotel
Address: 3406 North Main Street, Crossville, TN 38555
Phone: +1 (931) 484-8122
Museum
Address: 20 South Main Street, Crossville, TN 38555
-
Pharmacy
Address: 1645 South Main Street, Crossville, TN 38555
Phone: +1 (931) 456-4564
Rent-a-Car Facility
Address: 2764 Genesis Road, Crossville, TN 38571
Phone: +1 (931) 484-2170

How to Get to Crossville

Complaints about Short-Term Loans in Tennessee

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
268
Struggling to pay your loan
197
Problem when making payments
145
Problem with the payoff process at the end of the loan
96
Charged fees or interest I didn't expect
93
Getting the loan
62
Incorrect information on your report
54
Getting a line of credit
50
Can't contact lender
45
Problem with additional add-on products or services
36
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Crossville

If you need to submit a complaint against a payday lender in Tennessee, the primary regulatory body is the Tennessee Department of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Tennessee Department of Financial Institutions, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243
  • (615) 741-2236
Submit a Complaint

Frequently Asked Questions about Short-term Loans

How Do Payday Loans Work?

Payday loans, often referred to as cash advances, are short-term loans typically designed for immediate personal emergencies. Borrowers usually provide their payment information to secure the loan, which is due in full on their next payday. It's a fast loan option for those facing urgent financial needs.

Can I Get a Payday Loan with Bad Credit?

Yes, payday loans are accessible even to individuals with bad credit, as credit checks are often minimal or not required. Lenders focus primarily on the borrower's income and ability to repay the loan, making it a suitable option for those with poor credit histories.

What Is the Typical Amount of a Payday Loan?

Payday loans usually range from $100 to $1,000, depending on state regulations and the lender's terms. It's essential to borrow only what is needed for immediate emergencies to avoid excessive fees and interest.

How Long Do I Have to Repay a Payday Loan?

The repayment term for a payday loan is generally short, typically ranging from two to four weeks. The loan amount, plus any fees and interest, is usually due on your next payday, which varies by lender.

What Fees Are Associated with Payday Loans?

Payday loans often come with high fees and interest rates. These costs vary by lender and jurisdiction, so it's crucial to review the terms thoroughly. Repayment schedules and total costs should be well understood before proceeding.

Are Instant Payday Loans Safe?

Instant payday loans from reputable lenders can be safe for addressing emergency needs. However, it's vital to research the lender, ensuring they are licensed, transparent, and compliant with local regulations to avoid predatory lending practices.

Can I Get a Payday Loan Online?

Yes, many lenders offer payday loans online, providing a convenient option for fast loans. Online applications often result in quicker approvals and fund disbursements. However, always verify the lender's authenticity before sharing personal information.

What Should I Do if I Can't Repay My Payday Loan on Time?

If you're unable to repay on time, contact your lender immediately to discuss potential repayment options, such as an extended repayment plan. It's essential to explore all possible solutions to avoid further fees and damage to your credit.

Can Payday Loans Affect My Credit Score?

Most payday lenders do not report to credit bureaus unless the loan defaults and is sent to collections, which can negatively impact your credit score. Responsible borrowing and timely repayments are crucial to maintaining healthy credit.

How Can I Avoid Falling into a Payday Loan Cycle?

To avoid dependency on payday loans, consider creating a budget, building an emergency fund, and exploring alternative sources of credit. Financial counseling and educational resources are also valuable tools for managing personal finances responsibly.

Tennessee Short-term Loans Near Me

Adamsville Alamo Alcoa Alexandria Algood Andersonville Antioch Apison Ardmore Arlington Ashland City Athens Atoka Atwood Bartlett Bean Station Bells Benton Berry Hill Big Sandy Blaine Blountville Bolivar Bon Aqua Bradyville Brentwood Brighton Bristol Brownsville Bruceton Bulls Gap Bumpus Mills Burlison Burns Byrdstown Calhoun Camden Carthage Caryville Castalian Springs Celina Centerville Chapel Hill Chattanooga Chuckey Church Hill City Clarkrange Clarksville Cleveland Clifton Clinton Coalmont College Grove Collegedale Collierville Collinwood Columbia Cookeville Copperhill Cordova Cornersville Corryton Cosby Counce Covington Crockett Mills Cross Plains Crossville Crump Culleoka Cumberland City Cumberland Furnace Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Ducktown Dunlap Dyersburg Eads Eagleville East Ridge Elizabethton Englewood Erin Erwin Estill Springs Etowah Fairfield Glade Fairview Farragut Fayetteville Frankewing Franklin Friendsville Gadsden Gainesboro Gallatin Gates Gatlinburg Germantown Gibson Gleason Goodlettsville Gordonsville Grand Junction Gray Graysville Greenbrier Greeneville Greenfield Gruetli laager Halls Harriman Harrogate Hartsville Heiskell Helenwood Henderson Hendersonville Hermitage Hickory Valley Hill Hixson Hohenwald Hollow Rock Hornbeak Humboldt Huntingdon Huntland Huntsville Jacksboro Jackson Jamestown Jasper Jefferson City Jellico Joelton Johnson City Johnsonville Jonesborough Juliet Kimball Kingsport Kingston Kingston Springs Knoxville Kodak La Vergne Lafayette Lafollette Lakeland Lawrenceburg Lebanon Lenoir City Lewisburg Lexington Liberty Linden Livingston Lobelville Lookout Mountain Loretto Loudon Louisville Lyles Lynchburg Lynnville Madison Madisonville Manchester Martin Maryville Mascot Mason Maury City Maynardville Mcewen Mckenzie Mclemoresville Mcminnville Memphis Michie Middleton Milan Millington Monteagle Monterey Morrison Morristown Mosheim Mountain City Mt Carmel Mt Pleasant Mt. Juliet Munford Murfreesboro Nashville New Johnsonville New Market New Tazewell Newbern Newport Niota Nolensville Norris Oak Ridge Oakland Obion Old Hickory Oliver Springs Oneida Ooltewah Orlinda Palmer Paris Parrottsville Parsons Pegram Pigeon Forge Pikeville Piney Flats Pittsburg Plains Pleasant View Portland Powell Pulaski Puryear Reagan Red Bank Red Boiling Springs Riceville Rickman Ridge Ridgely Ridgetop Ripley Roan Mountain Rockwood Rocky Top Rogersville Rossville Rutledge Sardis Savannah Scotts Hill Selmer Sevierville Sewanee Seymour Shelbyville Signal Mountain Smithville Smyrna Sneedville Soddy Daisy Somerville South Fulton South Pittsburg Sparta Speedwell Spencer Spring City Spring Hill Springfield Stanton Summertown Surgoinsville Sweetwater Talbott Tazewell Tellico Plains Tennessee Ridge Thompson's Station Tiptonville Toone Townsend Tracy City Trenton Trezevant Trimble Troy Tullahoma Tusculum Unicoi Union City Vanleer View Viola Vonore Wartburg Washburn Watertown Waverly Waynesboro White Bluff White House White Pine Whites Creek Whiteville Whitwell Winchester Winfield Withe Woodbury Woodland Mills