Nashville Short-term Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Tennessee.

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Eligibility Criteria for Personal Loans

  • Applicant must be at least 18 years old.
  • Valid government-issued ID is required.
  • Proof of income, such as pay stubs or bank statements.
  • Active checking account in good standing.
  • Contact information including phone number and email address.
  • No current bankruptcies.
  • Completed application form.
  • Proof of residence may be required.
  • Consent to a credit check might be necessary.

Trusted Short-term Loan Lenders in Nashville, TN

Discover reliable and responsible payday loan lenders recommended by our NGO, committed to transparency and fair practices, ensuring you receive the financial support you need with peace of mind.

Lender
User Ratings
Address
Phone
Category
World Finance
User Raiting:
5.00
Address: 5416 Charlotte Ave, Nashville, TN 37209
Phone: +1 (615) 383-9935
Category: Loan agency
Pathway Lending
User Raiting:
5.00
Address: 201 Venture Cir, Nashville, TN 37228
Phone: +1 (615) 425-7171
Category: Loan agency
American Business Funding Inc
User Raiting:
5.00
Address: 2021 21st Ave S STE 311, Nashville, TN 37212
Phone: +1 (615) 667-8596
Category: Loan agency
Advance Financial
User Raiting:
4.90
Address: 3615 Nolensville Pike, Nashville, TN 37211
Phone: +1 (615) 903-9255
Category: Loan agency
Advance Financial
User Raiting:
4.90
Address: 6410 Charlotte Pike Suite 103, Nashville, TN 37209
Phone: +1 (615) 510-3418
Category: Loan agency
Advance Financial
User Raiting:
4.90
Address: 3713 Clarksville Pike, Nashville, TN 37218
Phone: +1 (615) 538-1028
Category: Loan agency
World Finance
User Raiting:
4.90
Address: 3138 Dickerson Pike, Nashville, TN 37207
Phone: +1 (615) 622-1333
Category: Loan agency
Bibby Transportation Finance
User Raiting:
4.90
Address: 240, 555 Marriott Dr, Nashville, TN 37214
Phone: +1 (615) 574-7500
Category: Loan agency
ACE Cash Express
User Raiting:
4.90
Address: 367 Harding Pl Ste C, Nashville, TN 37211
Phone: +1 (615) 331-5439
Category: Loan agency
World Finance
User Raiting:
4.90
Address: 925 Gallatin Ave Ste 104, Nashville, TN 37206
Phone: +1 (615) 650-7300
Category: Loan agency
Advance Financial
User Raiting:
4.80
Address: 404 Morrow Rd, Nashville, TN 37209
Phone: +1 (615) 358-5544
Category: Loan agency
Advance Financial
User Raiting:
4.80
Address: 2403 Nolensville Pike, Nashville, TN 37211
Phone: +1 (615) 358-5745
Category: Loan agency
Advance Financial
User Raiting:
4.80
Address: 7120 Hwy 70 S, Nashville, TN 37221
Phone: +1 (615) 486-3706
Category: Loan agency
World Finance
User Raiting:
4.80
Address: 206 Thompson Ln, Nashville, TN 37211
Phone: +1 (615) 833-3460
Category: Loan agency
Advance Financial
User Raiting:
4.70
Address: 1815 Church St, Nashville, TN 37203
Phone: +1 (615) 375-3643
Category: Loan agency
Advance Financial
User Raiting:
4.70
Address: 2845 Lebanon Pike, Nashville, TN 37214
Phone: +1 (615) 866-5175
Category: Loan agency
Advance Financial
User Raiting:
4.70
Address: 800 Jefferson St, Nashville, TN 37208
Phone: +1 (615) 486-3722
Category: Loan agency
Check Into Cash
User Raiting:
4.70
Address: 326 Harding Pl Suite 102, Nashville, TN 37211
Phone: +1 (615) 781-1050
Category: Financial institution
Advance Financial
User Raiting:
4.60
Address: 1901 8th Ave S, Nashville, TN 37204
Phone: +1 (615) 375-3680
Category: Loan agency
The Johnny Cash Museum & Cafe
User Raiting:
4.60
Address: 119 3rd Ave S, Nashville, TN 37201
Phone: +1 (615) 256-1777
Category: Financial institution
Advance Financial
User Raiting:
4.60
Address: 1133 Vultee Blvd, Nashville, TN 37217
Phone: +1 (615) 375-3641
Category: Loan agency
TN Quick Cash Nolensville Road
User Raiting:
4.60
Address: 4662 Nolensville Pike, Nashville, TN 37211
Phone: +1 (615) 834-2221
Category: Check cash
Advance Financial
User Raiting:
4.50
Address: 396 Tusculum Rd, Nashville, TN 37211
Phone: +1 (615) 761-0935
Category: Loan agency
Advance Financial
User Raiting:
4.50
Address: 401 Harding Pl, Nashville, TN 37211
Phone: +1 (615) 510-3770
Category: Loan agency
Advance Financial
User Raiting:
4.50
Address: 930 Gallatin Ave, Nashville, TN 37206
Phone: +1 (615) 603-3777
Category: Loan agency
World Finance
User Raiting:
4.50
Address: 2720 Clarksville Pike Ste 107, Nashville, TN 37208
Phone: +1 (615) 742-1616
Category: Loan agency
Advance Financial
User Raiting:
4.40
Address: 2500 Murfreesboro Pike, Nashville, TN 37217
Phone: +1 (615) 510-3250
Category: Loan agency
Advance Financial
User Raiting:
4.30
Address: 3041 Dickerson Pike E, Nashville, TN 37207
Phone: +1 (615) 823-3290
Category: Loan agency
Advocate Capital, Inc.
User Raiting:
4.30
Address: 1 Vantage Way C200, Nashville, TN 37228
Phone: +1 (615) 377-6872
Category: Loan agency
World Cash Services LLC
User Raiting:
4.00
Address: 4811 Nolensville Pike, Nashville, TN 37211
Phone: +1 (615) 333-6800
Category: Loan agency
Advance Financial
User Raiting:
3.70
Address: 931-A Richards Rd, Nashville, TN 37013
Phone: +1 (615) 861-2914
Category: Loan agency
Easy Money
User Raiting:
3.50
Address: 2843 B Lebanon Pike, Nashville, TN 37214
Phone: +1 (615) 823-7866
Category: Loan agency
Easy Money
User Raiting:
3.00
Address: 718 Gallatin Ave, Nashville, TN 37206
Phone: +1 (615) 913-4166
Category: Loan agency
Inglewood Cash Advance
User Raiting:
3.00
Address: 3101 Gallatin Pike, Nashville, TN 37216
Phone: +1 (615) 228-8404
Category: Check cash
Easy Money
User Raiting:
2.40
Address: 4211 Nolensville Pike, Nashville, TN 37211
Phone: +1 (615) 781-2615
Category: Loan agency
Advance Financial - Corporate Office
User Raiting:
1.90
Address: Corporate Office, 100 Oceanside Dr, Nashville, TN 37204
Phone: +1 (615) 341-5900
Category: Loan agency

What Are the Alternatives for Short-term Loans in Nashville?

Discover safer, more affordable financial solutions than payday loans, including credit unions, personal loans, budgeting, and assistance programs, to achieve long-term stability and financial health.

Installment Loans Quick

Installment loans are structured personal loans repaid through regular monthly payments. Quick approval processes make them accessible to those seeking predictable repayment schedules.

Fast Cash Loans

Fast cash loans are short-term financial solutions offering immediate funds, useful for urgent expenses. They provide swift access to money without lengthy application processes.

Instant Title Loans

Instant title loans involve using a vehicle as collateral, securing funds rapidly. The loan amount typically depends on the vehicle's value.

Emergency Loan no credit check

Emergency loans no credit check provide funds during unforeseen financial crises. They often don't require a strict credit evaluation, simplifying the approval process.

Payday Loans Online Guaranteed

Payday loans online guaranteed offer short-term loans accessible through digital platforms, providing fast financial relief with guaranteed approval for eligible borrowers.

P2P Loans Online

P2P loans online connect individual borrowers directly with investors through a digital platform, offering an alternative lending option without traditional banking institutions.

Debt Consolidation Loans Guaranteed

Debt consolidation loans guaranteed allow borrowers to combine multiple debts into one manageable payment, simplifying management and often lowering monthly payments.

Bad Credit Loans Instant

Bad credit loans instant are designed for individuals with poor credit scores, providing instant financial assistance without extensive credit scrutiny.

How to Apply for Online Short-term Loans in Nashville

Research and Select a Lender

Before applying for an online payday loan, it’s crucial to research and select a reputable lender. Check for lenders who are licensed and regulated in your state to ensure compliance with local laws. Browse reviews and testimonials to gauge customer satisfaction and reliability. Compare interest rates, terms, and fees from different lenders to find a transparent and fair option. Being well-informed about your chosen lender helps mitigate the risk of fraud and falling into a debt cycle.

Gather Required Information

Prepare the necessary personal and financial information needed to complete the application. Typically, you’ll need your Social Security number, proof of income, banking details, and identification documents. Having this information organized and ready not only speeds up the application process but also reduces the chances of errors or rejections. Ensure your documents are current and legible to avoid delays and identify any specific requirements that your chosen lender may have.

Complete the Application Form

Fill out the lender’s online application form accurately and thoroughly. Input all required information, including your personal, employment, and banking details. Be honest about your income and financial obligations to avoid future complications. Double-check for mistakes before submitting the form to prevent delays. Some applications might need you to authorize direct debit from your bank account, so read through the terms selectively to understand what you’re consenting to.

Review the Loan Terms

Once approved, carefully review the loan terms offered by the lender. Pay close attention to the interest rate, repayment schedule, fees, and penalties for late payment. Validate that the loan terms align with your financial situation and repayment capability. Understanding these elements in detail helps you calculate the total cost of the loan and manage your finances effectively. Clarify any uncertainties with the lender before proceeding to avoid misunderstandings.

Sign and Submit Your Agreement

If you are satisfied with the loan terms, proceed to sign the agreement electronically. Take your time to verify all information is correct and confirm your understanding of the responsibilities and covenant. Once signed, submit the agreement and await confirmation. The lender will typically disburse the funds directly to your designated bank account. Always maintain a copy of the signed agreement and all correspondence for your records to serve as proof in case of disputes or queries.

How to Use Short-term Loans - Useful Resources

Explore essential resources on effectively using personal loans. Learn responsible borrowing practices, understand terms, and access tools to manage finances while ensuring financial well-being for a secure future.

Industry
Address
Phone
Car Wash
Address: 1103 Straightway Avenue, Nashville, TN 37206
Phone: +1 (615) 262-5440
Club & Association
Address: 2610 Charlotte Avenue, Nashville, TN 37209
Phone: +1 (615) 329-3688
College/University
Address: 100 Centerview Drive, Nashville, TN 37214
Phone: +1 (615) 525-2800
Community Center
Address: 501 Union Street, Nashville, TN 37219
Phone: +1 (615) 862-8828
Dentist
Address: 8090 Highway 100, Nashville, TN 37221
Phone: +1 (615) 646-3549
Doctor
Address: 5202 Centennial Boulevard, Nashville, TN 37209
-
Fitness Club & Center
Address: 2148 Bandywood Drive, Nashville, TN 37215
Phone: +1 (615) 549-0240
Hospital
Address: 631A Old Hickory Boulevard, Nashville, TN 37209
Phone: +1 (629) 204-3261
Library
Address: 2301 Rosa L. Parks Boulevard, Nashville, TN 37228
Phone: +1 (615) 862-5793
Local Post Office
Address: 2325 Dickerson Pike, Nashville, TN 37207
Phone: +1 (615) 262-3215
Movie Theater
Address: 719 Thompson Lane, Nashville, TN 37204
Phone: +1 (615) 463-7705
Museum
Address: 162 Broadway, Nashville, TN 37203
Phone: +1 (615) 742-5678
Other Repair Shops
Address: 206 Cole Avenue, Nashville, TN 37210
Phone: +1 (615) 255-4850
Rent-a-Car Facility
Address: 2403 Brick Church Pike, Nashville, TN 37207
Phone: +1 (615) 609-0001
Shopping Center
Address: 634 Melrose Avenue, Nashville, TN 37211
Phone: +1 (615) 254-8719

How to Get to Nashville

Complaints about Short-Term Loans in Tennessee

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
268
Struggling to pay your loan
197
Problem when making payments
145
Problem with the payoff process at the end of the loan
96
Charged fees or interest I didn't expect
93
Getting the loan
62
Incorrect information on your report
54
Getting a line of credit
50
Can't contact lender
45
Problem with additional add-on products or services
36
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Nashville

If you need to submit a complaint against a payday lender in Tennessee, the primary regulatory body is the Tennessee Department of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Tennessee Department of Financial Institutions, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243
  • (615) 741-2236
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Who Can Apply for a Payday Loan?

Individuals who are at least 18 years old and have a regular source of income can typically apply for a payday loan. Lenders may also require a valid identification document and an active bank account. Payday loans are often accessible to those with bad credit, making them a viable option in emergency situations.

How Does a Payday Loan Work?

A payday loan provides a short-term cash advance that borrowers must repay by their next payday, typically within two to four weeks. The amount borrowed, along with any fees and interest, is usually withdrawn directly from the borrower's bank account on the due date. These loans are designed for immediate financial needs and are not meant for long-term financial planning.

What Is the Maximum Amount I Can Borrow with a Payday Loan?

The amount you can borrow with a payday loan varies based on state regulations and the lender's policies. Generally, payday loans range from $100 to $1,000 or more, depending on the borrower's income and repayment capacity. Lenders may also consider the applicant's credit score when determining the loan amount.

Are Payday Loans Suitable for Bad Credit Borrowers?

Yes, payday loans are often marketed towards individuals with bad credit because they require minimal credit checks. Lenders primarily focus on the applicant's ability to repay the loan through their regular income, making these loans an option for those unable to secure traditional financing.

What Fees Are Associated with Payday Loans?

Payday loans usually come with high fees and interest rates compared to traditional loans. Costs can include finance charges and application fees, which vary by lender and loan amount. It's essential to read the terms and conditions carefully to understand all costs before borrowing.

How Quickly Can I Receive a Payday Loan?

One of the advantages of payday loans is their speed. Many lenders offer instant or fast loans, providing access to funds as quickly as the same day. The approval process is generally quick, often within minutes, if all required information is provided accurately.

Can I Extend or Renew My Payday Loan?

Some lenders may offer extensions or renewals of payday loans, allowing borrowers to defer repayment. This typically incurs additional fees and interest, increasing the overall cost of the loan. It's important to discuss extension options with the lender to fully understand the financial implications.

What Happens if I Can't Repay My Payday Loan on Time?

If you are unable to repay your payday loan by the due date, you may incur late fees and additional interest charges. This can damage your credit score and result in collection efforts by the lender. Always communicate with your lender if you anticipate difficulties in repayment to explore potential solutions.

Are There Alternatives to Payday Loans?

Yes, alternatives to payday loans include personal loans, credit card cash advances, or borrowing from friends and family. These options often come with lower fees and interest rates, making them more affordable. Consider exploring local credit unions or community financial assistance programs as well.

How Can I Use Payday Loans Responsibly?

Payday loans should only be used for genuine emergencies and as a last resort. Avoid borrowing more than you can repay comfortably and try not to rely on them for regular expenses. Having a clear repayment plan and understanding the full cost of the loan are crucial for responsible use.

What Should I Consider Before Applying for a Payday Loan?

Before applying for a payday loan, evaluate your financial situation and determine if the need for quick cash outweighs the loan's cost. Research different lenders, check their reputations, and compare terms to ensure you choose a trustworthy institution. Understanding the loan's terms and potential impact on your financial health is essential.

Tennessee Short-term Loans Near Me

Adamsville Alamo Alcoa Alexandria Algood Andersonville Antioch Apison Ardmore Arlington Ashland City Athens Atoka Atwood Bartlett Bean Station Bells Benton Berry Hill Big Sandy Blaine Blountville Bolivar Bon Aqua Bradyville Brentwood Brighton Bristol Brownsville Bruceton Bulls Gap Bumpus Mills Burlison Burns Byrdstown Calhoun Camden Carthage Caryville Castalian Springs Celina Centerville Chapel Hill Chattanooga Chuckey Church Hill City Clarkrange Clarksville Cleveland Clifton Clinton Coalmont College Grove Collegedale Collierville Collinwood Columbia Cookeville Copperhill Cordova Cornersville Corryton Cosby Counce Covington Crockett Mills Cross Plains Crossville Crump Culleoka Cumberland City Cumberland Furnace Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Ducktown Dunlap Dyersburg Eads Eagleville East Ridge Elizabethton Englewood Erin Erwin Estill Springs Etowah Fairfield Glade Fairview Farragut Fayetteville Frankewing Franklin Friendsville Gadsden Gainesboro Gallatin Gates Gatlinburg Germantown Gibson Gleason Goodlettsville Gordonsville Grand Junction Gray Graysville Greenbrier Greeneville Greenfield Gruetli laager Halls Harriman Harrogate Hartsville Heiskell Helenwood Henderson Hendersonville Hermitage Hickory Valley Hill Hixson Hohenwald Hollow Rock Hornbeak Humboldt Huntingdon Huntland Huntsville Jacksboro Jackson Jamestown Jasper Jefferson City Jellico Joelton Johnson City Johnsonville Jonesborough Juliet Kimball Kingsport Kingston Kingston Springs Knoxville Kodak La Vergne Lafayette Lafollette Lakeland Lawrenceburg Lebanon Lenoir City Lewisburg Lexington Liberty Linden Livingston Lobelville Lookout Mountain Loretto Loudon Louisville Lyles Lynchburg Lynnville Madison Madisonville Manchester Martin Maryville Mascot Mason Maury City Maynardville Mcewen Mckenzie Mclemoresville Mcminnville Memphis Michie Middleton Milan Millington Monteagle Monterey Morrison Morristown Mosheim Mountain City Mt Carmel Mt Pleasant Mt. Juliet Munford Murfreesboro Nashville New Johnsonville New Market New Tazewell Newbern Newport Niota Nolensville Norris Oak Ridge Oakland Obion Old Hickory Oliver Springs Oneida Ooltewah Orlinda Palmer Paris Parrottsville Parsons Pegram Pigeon Forge Pikeville Piney Flats Pittsburg Plains Pleasant View Portland Powell Pulaski Puryear Reagan Red Bank Red Boiling Springs Riceville Rickman Ridge Ridgely Ridgetop Ripley Roan Mountain Rockwood Rocky Top Rogersville Rossville Rutledge Sardis Savannah Scotts Hill Selmer Sevierville Sewanee Seymour Shelbyville Signal Mountain Smithville Smyrna Sneedville Soddy Daisy Somerville South Fulton South Pittsburg Sparta Speedwell Spencer Spring City Spring Hill Springfield Stanton Summertown Surgoinsville Sweetwater Talbott Tazewell Tellico Plains Tennessee Ridge Thompson's Station Tiptonville Toone Townsend Tracy City Trenton Trezevant Trimble Troy Tullahoma Tusculum Unicoi Union City Vanleer View Viola Vonore Wartburg Washburn Watertown Waverly Waynesboro White Bluff White House White Pine Whites Creek Whiteville Whitwell Winchester Winfield Withe Woodbury Woodland Mills