Murfreesboro Short-term Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Tennessee.

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Tennessee Murfreesboro

Eligibility Criteria for Personal Loans

  • Valid government-issued ID proving your identity.
  • Proof of current address, such as a utility bill or lease agreement.
  • Recent pay stubs or bank statements demonstrating stable income.
  • Active bank account for fund disbursement, with online access.
  • Completed application form with accurate and up-to-date information.
  • Consent to perform a soft credit check, not affecting your credit score.
  • A working phone number and email address for communication.
  • Over the age of 18 and a legal resident of the country.

Trusted Short-term Loan Lenders in Murfreesboro, TN

Explore our curated list of trusted payday loan lenders, ensuring reliable financial assistance. We prioritize transparency and trust to help you make informed borrowing decisions with confidence.

Lender
User Ratings
Address
Phone
Category
Advance America
User Raiting:
4.90
Address: 810 NW Broad St Suite 210, Murfreesboro, TN 37129
Phone: +1 (615) 849-7400
Category: Financial institution
State Finance
User Raiting:
4.90
Address: 1786 W Northfield Blvd, Murfreesboro, TN 37129
Phone: +1 (615) 291-1711
Category: Loan agency
Advance Financial
User Raiting:
4.80
Address: 1661 Memorial Blvd, Murfreesboro, TN 37129
Phone: +1 (615) 358-5881
Category: Loan agency
Advance Financial
User Raiting:
4.70
Address: 2898 S Church St Suite D, Murfreesboro, TN 37127
Phone: +1 (615) 544-7121
Category: Loan agency
1st Franklin Financial
User Raiting:
4.70
Address: 220 Veterans Pkwy K, Murfreesboro, TN 37128
Phone: +1 (615) 904-1719
Category: Loan agency
Hometown Finance
User Raiting:
4.60
Address: 906 Memorial Blvd, Murfreesboro, TN 37129
Phone: +1 (615) 890-2511
Category: Loan agency
Stones River Credit
User Raiting:
4.60
Address: 1802 Memorial Blvd STE C, Murfreesboro, TN 37129
Phone: +1 (615) 896-5006
Category: Loan agency
Advance Financial
User Raiting:
4.60
Address: 2950 S Rutherford Blvd, Murfreesboro, TN 37130
Phone: +1 (615) 510-3971
Category: Loan agency
Advance Financial
User Raiting:
4.60
Address: 2706 Old Fort Pkwy, Murfreesboro, TN 37128
Phone: +1 (615) 900-2423
Category: Loan agency
Regional Finance
User Raiting:
4.50
Address: 1240 NW Broad St, Murfreesboro, TN 37129
Phone: +1 (615) 907-3313
Category: Loan agency
TN Quick Cash Old Fort Pkwy.
User Raiting:
4.30
Address: 2095 Old Fort Pkwy, Murfreesboro, TN 37129
Phone: +1 (615) 895-5323
Category: Loan agency
Advance Financial
User Raiting:
4.20
Address: 802 NW Broadway, Murfreesboro, TN 37129
Phone: +1 (615) 510-3647
Category: Loan agency
A-1 CASH ADVANCE
User Raiting:
3.80
Address: 2567 Old Fort Pkwy, Murfreesboro, TN 37128
Phone: +1 (615) 904-8880
Category: Loan agency
Freedom Finance
User Raiting:
3.20
Address: 1606 NW Broad St, Murfreesboro, TN 37129
Phone: +1 (615) 494-1222
Category: Loan agency
Credit Central
User Raiting:
2.90
Address: 3138 S Church St, Murfreesboro, TN 37127
Phone: +1 (615) 867-6632
Category: Loan agency
Easy Money
User Raiting:
2.10
Address: 1641 N, Memorial Blvd, Murfreesboro, TN 37129
Phone: +1 (615) 203-7000
Category: Loan agency

What Are the Alternatives for Short-term Loans in Murfreesboro?

Explore safer, more affordable financial solutions that offer peace of mind. Discover alternatives to payday loans, reducing debt and fostering long-term financial stability for a secure future.

Installment Loans

Installment loans are Quick options where borrowers repay in scheduled payments over time, making them manageable with consistent budgets.

Cash Loans

Instant cash loans provide quick access to funds for immediate expenses, without waiting weeks for approval.

Title Loans

Fast title loans use your vehicle's title as collateral, offering rapid access to cash but risk vehicle repossession.

Emergency Loan

Emergency loans are no credit check options designed to provide swift financial help during unpredictable situations.

Payday Loans Online

Payday loans online offer quick, convenient borrowing, catering to immediate financial needs through easy online application processes.

P2P Loans

P2P loans are online lending platforms connecting borrowers directly with investors, offering competitive rates and fast approval.

Debt Consolidation Loans

Guaranteed debt consolidation loans combine multiple debts into one, simplifying payments and potentially lowering interest rates.

Bad Credit Loans

Online bad credit loans are tailored for individuals with low credit scores, providing easier access to necessary funds.

How to Apply for Online Short-term Loans in Murfreesboro

Research Lenders

Before you begin the application process for an online payday loan, it's crucial to research various payday lenders. Look for reputable companies with positive customer feedback, transparent terms, and appropriate licenses. Compare interest rates, fees, and repayment terms from different lenders to ensure you get the best deal. Awareness of potential scams and predatory lenders is essential, so use resources like the Better Business Bureau or consumer review websites to help guide your decision-making process.

Prepare Required Documentation

Gather the necessary documents before applying for a payday loan to streamline the process. Lenders typically require identification, proof of income, bank account information, and contact details. Having these documents ready will help you complete your application efficiently. Some lenders may have specific requirements, so check their websites or contact them to confirm what is needed. Proper preparation helps avoid delays and increases your chances of a quick approval.

Fill Out the Application Form

Proceed to fill out the online application form provided by your chosen lender. The form will ask for personal information, employment details, and banking information. Ensure you provide accurate and up-to-date information to avoid issues with your application. Carefully read through the application form to ensure all fields are correctly filled before submission. Completing the form accurately is crucial for avoiding errors that could result in delays or denials.

Review Terms and Conditions

Before submitting your payday loan application, thoroughly review the lender's terms and conditions. This includes understanding the loan amount, interest rates, repayment schedule, and any additional fees. Pay attention to the lender's privacy policy and how they will use your personal information. If anything is unclear, contact the lender for clarification. Being fully informed about the terms ensures you have realistic expectations and prevents unpleasant surprises during the loan process.

Submit the Application

Once you have reviewed the terms and conditions and ensured your application is complete, submit it through the lender’s online portal. After submission, you should receive confirmation of receipt. Some lenders provide instant decisions, while others may take a few hours or days. Be ready to provide additional information if requested. Stay accessible via phone or email, as lenders may contact you to clarify details or confirm facts before approving your loan.

Receive Funds

After your application is approved, the lender will transfer the loan amount to your bank account. The time frame for receiving funds can vary, with some lenders offering same-day deposit options. Monitor your bank account for the arrival of funds and keep track of when your repayment is due. Use the loan responsibly and adhere to the repayment schedule to maintain a good borrowing relationship and avoid overdraft fees or penalties.

How to Use Short-term Loans - Useful Resources

Explore valuable resources on our NGO website to understand how to effectively use personal loans, manage finances, and make informed borrowing decisions for a secure financial future.

Industry
Address
Phone
Car Repair and Service
Address: 2010 Northwest Broad Street, Murfreesboro, TN 37129
Phone: +1 (877) 455-3833
Club & Association
Address: 201 East Main Street, Murfreesboro, TN 37130
Phone: +1 (615) 410-3378
College/University
Address: Middle Tennessee State University Boulevard, Murfreesboro, TN 37132
Phone: +1 (615) 898-2989
Concert Hall
Address: 2626 Cason Square Boulevard, Murfreesboro, TN 37128
Phone: +1 (615) 893-2253
Dentist
Address: 1819 Lascassas Pike, Murfreesboro, TN 37130
Phone: +1 (615) 893-5500
Doctor
Address: 3031 Medical Center Parkway, Murfreesboro, TN 37129
-
Fitness Club & Center
Address: 831 Park Avenue, Murfreesboro, TN 37129
Phone: +1 (615) 904-5683
Furniture/Home Furnishings
Address: 225 North Front Street, Murfreesboro, TN 37130
Phone: +1 (629) 207-3063
Government Office
Address: 351 Overall Street, Murfreesboro, TN 37129
Phone: +1 (615) 895-8059
Hospital
Address: 1370 Gateway Boulevard, Murfreesboro, TN 37129
Phone: +1 (615) 895-1301
Hotel
Address: 1453 Silohill Lane, Murfreesboro, TN 37129
Phone: +1 (615) 751-5300
Library
Address: 306 Minerva Drive, Murfreesboro, TN 37130
Phone: +1 (615) 225-8312
Movie Theater
Address: 810 Northwest Broad Street, Murfreesboro, TN 37129
Phone: +1 (615) 896-4100
Museum
Address: 504 North Maney Avenue, Murfreesboro, TN 37130
-
Pharmacy
Address: 3415 Memorial Boulevard, Murfreesboro, TN 37129
Phone: +1 (615) 849-6259

How to Get to Murfreesboro

Complaints about Short-Term Loans in Tennessee

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
268
Struggling to pay your loan
197
Problem when making payments
145
Problem with the payoff process at the end of the loan
96
Charged fees or interest I didn't expect
93
Getting the loan
62
Incorrect information on your report
54
Getting a line of credit
50
Can't contact lender
45
Problem with additional add-on products or services
36
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Murfreesboro

If you need to submit a complaint against a payday lender in Tennessee, the primary regulatory body is the Tennessee Department of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Tennessee Department of Financial Institutions, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243
  • (615) 741-2236
Submit a Complaint

Frequently Asked Questions about Short-term Loans

How Do Payday Loans Differ from Traditional Loans?

Payday loans are designed for short-term, quick access to funds, typically due on your next payday. Unlike traditional loans, which may require a lengthy application process and credit check, payday loans provide a faster, more accessible option, especially for those with bad credit history.

What Are the Typical Requirements to Apply for a Payday Loan?

Generally, to qualify for a payday loan, you'll need to be at least 18 years old, have a valid identification, a steady source of income, and an active checking account. Lenders typically do not require a credit check, making it easier for individuals with bad credit to apply.

How Can Payday Loans Provide Assistance During Emergencies?

Payday loans serve as a lifeline during financial emergencies when you require instant access to cash. Whether it's an unexpected medical bill or essential car repairs, these loans offer a quick solution to address urgent financial needs.

Are Payday Loans Available for Individuals with Bad Credit?

Yes, payday loans are often available for individuals with bad credit since they are primarily based on your income and ability to repay, rather than your credit score. This makes them a viable option for those who might not qualify for traditional personal loans.

What Is the Process for Obtaining a Payday Loan Online?

Applying for a payday loan online is simple and fast. You fill out an application on the lender’s website, submit the necessary documents, and upon approval, you receive a cash advance in your bank account, often within 24 hours.

What Fees Are Associated with Payday Loans?

Payday loans often come with higher fees compared to other loan types, due to their short-term nature and lack of credit checks. It's crucial to review the lending terms and ensure you understand the total repayment amount, including any related fees.

How Quickly Can I Receive Funds from a Payday Loan?

One of the primary features of payday loans is the speed of funding. Once approved, you can often receive your funds within a few hours or by the next business day, providing fast loans to cover immediate financial obligations.

Can Payday Loans Be Extended or Renewed?

While some lenders may offer the option to extend or renew your payday loan, doing so often incurs additional fees and interest. It's advisable to fully repay your loan by the due date to avoid increasing your debt.

What Amount Can I Typically Borrow with a Payday Loan?

The amount available to borrow through payday loans can vary but typically ranges from $100 to $1,500, depending on the lender and your income. These loans are intended for small amounts to meet immediate financial needs.

How Can I Safely Choose a Payday Loan Provider?

Research reputable lenders by checking online reviews, verifying their licensing, and reviewing their terms and conditions. Ensure they adhere to local regulations and clearly explain all fees and repayment terms to avoid unexpected costs.

How Do I Repay a Payday Loan?

Repayment of a payday loan is usually done through an automatic debit from your checking account on the due date, typically aligned with your payday. Ensure sufficient funds are available to avoid overdraft fees or additional penalties.

Tennessee Short-term Loans Near Me

Adamsville Alamo Alcoa Alexandria Algood Andersonville Antioch Apison Ardmore Arlington Ashland City Athens Atoka Atwood Bartlett Bean Station Bells Benton Berry Hill Big Sandy Blaine Blountville Bolivar Bon Aqua Bradyville Brentwood Brighton Bristol Brownsville Bruceton Bulls Gap Bumpus Mills Burlison Burns Byrdstown Calhoun Camden Carthage Caryville Castalian Springs Celina Centerville Chapel Hill Chattanooga Chuckey Church Hill City Clarkrange Clarksville Cleveland Clifton Clinton Coalmont College Grove Collegedale Collierville Collinwood Columbia Cookeville Copperhill Cordova Cornersville Corryton Cosby Counce Covington Crockett Mills Cross Plains Crossville Crump Culleoka Cumberland City Cumberland Furnace Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Ducktown Dunlap Dyersburg Eads Eagleville East Ridge Elizabethton Englewood Erin Erwin Estill Springs Etowah Fairfield Glade Fairview Farragut Fayetteville Frankewing Franklin Friendsville Gadsden Gainesboro Gallatin Gates Gatlinburg Germantown Gibson Gleason Goodlettsville Gordonsville Grand Junction Gray Graysville Greenbrier Greeneville Greenfield Gruetli laager Halls Harriman Harrogate Hartsville Heiskell Helenwood Henderson Hendersonville Hermitage Hickory Valley Hill Hixson Hohenwald Hollow Rock Hornbeak Humboldt Huntingdon Huntland Huntsville Jacksboro Jackson Jamestown Jasper Jefferson City Jellico Joelton Johnson City Johnsonville Jonesborough Juliet Kimball Kingsport Kingston Kingston Springs Knoxville Kodak La Vergne Lafayette Lafollette Lakeland Lawrenceburg Lebanon Lenoir City Lewisburg Lexington Liberty Linden Livingston Lobelville Lookout Mountain Loretto Loudon Louisville Lyles Lynchburg Lynnville Madison Madisonville Manchester Martin Maryville Mascot Mason Maury City Maynardville Mcewen Mckenzie Mclemoresville Mcminnville Memphis Michie Middleton Milan Millington Monteagle Monterey Morrison Morristown Mosheim Mountain City Mt Carmel Mt Pleasant Mt. Juliet Munford Murfreesboro Nashville New Johnsonville New Market New Tazewell Newbern Newport Niota Nolensville Norris Oak Ridge Oakland Obion Old Hickory Oliver Springs Oneida Ooltewah Orlinda Palmer Paris Parrottsville Parsons Pegram Pigeon Forge Pikeville Piney Flats Pittsburg Plains Pleasant View Portland Powell Pulaski Puryear Reagan Red Bank Red Boiling Springs Riceville Rickman Ridge Ridgely Ridgetop Ripley Roan Mountain Rockwood Rocky Top Rogersville Rossville Rutledge Sardis Savannah Scotts Hill Selmer Sevierville Sewanee Seymour Shelbyville Signal Mountain Smithville Smyrna Sneedville Soddy Daisy Somerville South Fulton South Pittsburg Sparta Speedwell Spencer Spring City Spring Hill Springfield Stanton Summertown Surgoinsville Sweetwater Talbott Tazewell Tellico Plains Tennessee Ridge Thompson's Station Tiptonville Toone Townsend Tracy City Trenton Trezevant Trimble Troy Tullahoma Tusculum Unicoi Union City Vanleer View Viola Vonore Wartburg Washburn Watertown Waverly Waynesboro White Bluff White House White Pine Whites Creek Whiteville Whitwell Winchester Winfield Withe Woodbury Woodland Mills