Antioch Short-term Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Tennessee.

Table of content
Jump to
Tennessee Antioch

Eligibility Criteria for Personal Loans

  • Valid government-issued identification
  • Proof of address, such as a utility bill or lease agreement
  • Recent pay stub or proof of income
  • Active checking or savings account
  • Applicant must be at least 18 years old
  • Completed application form
  • Contact information, including phone number and email address
  • No outstanding cash advance debts with our NGO

Trusted Short-term Loan Lenders in Antioch, TN

Explore reliable payday loan lenders committed to transparent practices and responsible lending. Our trusted partners ensure swift financial solutions with integrity, catering to your short-term borrowing needs efficiently and securely.

Lender
User Ratings
Address
Phone
Category
World Finance
User Raiting:
4.90
Address: 1307 Bell Rd Ste 105, Antioch, TN 37013
Phone: +1 (615) 332-3581
Category: Loan agency
Advance Financial
User Raiting:
4.10
Address: 5304 Hickory Hollow Ln, Antioch, TN 37013
Phone: +1 (615) 510-3945
Category: Loan agency
Sun Loan Company
User Raiting:
2.80
Address: 1309 Bell Rd #217, Antioch, TN 37013
Phone: +1 (615) 832-2448
Category: Loan agency

What Are the Alternatives for Short-term Loans in Antioch?

Explore viable financial options to relieve short-term needs, minimize debt, and avoid high-interest payday loans with smarter, sustainable, and supportive alternatives that promote financial stability and well-being.

Online Installment Loans

Installment loans allow borrowers to repay borrowed amounts in scheduled payments. Typically larger, they offer flexible terms over months or years, enhancing affordability for planned expenditures.

Quick Cash Loans

Cash loans provide short-term financial help, offering borrowers immediate funds with typically faster approval processes. They're ideal for unexpected expenses that demand instant solutions.

Instant Title Loans

Title loans use your vehicle as collateral to secure funds. With a lien on the car, these loans advertise rapid approvals but entail high risks if repayment is delayed.

Fast Emergency Loan

Emergency loans provide immediate financial relief during urgent situations. These short-term solutions ensure crucial funding, covering essential expenses without prolonged processes.

Payday Loans Online

Payday loans online offer quick financial solutions, typically requiring repayment by the next payday. Best for unexpected expenses, they feature high interest rates with easy application.

P2P Loans Guaranteed

Peer-to-peer loans connect borrowers directly with individual lenders via platforms. These loans promise competitive rates and streamlined processes, often bypassing traditional financial institutions.

Debt Consolidation Loans

Debt consolidation loans merge multiple debts into a single payment. They simplify financial management by potentially reducing interest rates and monthly payments, aiding in financial recovery.

Bad Credit Loans No Credit Check

Bad credit loans cater to individuals with poor credit histories. Without rigorous credit checks, they offer accessible funding but may require higher interest rates and strict repayment terms.

How to Apply for Online Short-term Loans in Antioch

Research and Compare Lenders

Before applying for an online payday loan, it's crucial to research and compare different lenders. Look for reputable lenders with clear terms and conditions, and avoid those with multiple complaints or negative reviews. Consider factors such as interest rates, fees, loan terms, and repayment options. By gathering adequate information, you'll ensure you're selecting a lender that suits your needs and avoids potential pitfalls. This comparison will help you make a well-informed decision before proceeding to the application process.

Check Eligibility Requirements

Once you've selected potential lenders, review their eligibility criteria carefully. Most payday lenders require you to be at least 18 years old, have a steady income, and have an active checking or savings account. You may also need to provide identification, proof of income, and contact details. Understanding these requirements beforehand helps you ensure you're eligible to apply, minimizing the chances of application denial. Compiling this information in advance simplifies the process and speeds up your application.

Gather Necessary Documentation

Before you start the application process, gather all the necessary documentation that lenders may require. This typically includes your government-issued ID, recent pay stubs, bank statements, and any other proof of income or address verification. Having these documents ready ensures that you can complete the application seamlessly without delays. It demonstrates your preparedness and increases your chances of prompt approval by the lender, allowing a quicker turnaround for accessing the funds you need.

Complete the Online Application

After compiling your documents, proceed to fill out the lender's online application form. Ensure that you provide precise and honest information to avoid any issues during the verification process. Double-check your personal information, employment details, and bank account information for accuracy. Remember, incorrect details may delay your application or even result in a denial. Some lenders may offer pre-filled sections from previous interactions to save time, but always verify these for any updates or mistakes.

Review and Submit Your Application

Before hitting the submit button, review your application thoroughly. Make sure all the details are accurate, and you've completed all necessary sections. Look out for typos or missing information that might hinder your application processing. Understanding the terms and repayment schedule is crucial, so read through the contract to comprehend your obligations fully. Once satisfied, submit your application. Many lenders provide immediate feedback on the approval status, allowing you to take the next steps efficiently.

Await Approval and Receive Funds

Once you've submitted your application, the lender will review your information to determine eligibility. This process might take a few minutes to several hours, depending on the lender's procedures. If approved, you will receive a notification detailing the loan terms, repayment schedule, and any associated fees. After accepting the terms, the funds are typically deposited into your bank account within one business day. Be prepared to manage repayment responsibly to maintain a positive financial standing with the lender.

How to Use Short-term Loans - Useful Resources

Explore essential resources on responsibly utilizing personal loans, understanding their benefits and risks, and making informed financial decisions to seamlessly manage short-term financial needs.

Industry
Address
Phone
Car Wash
Address: 2743 Murfreesboro Pike, Antioch, TN 37013
-
Club & Association
Address: 2310 Antioch Pike, Antioch, TN 37013
Phone: +1 (615) 730-9237
Dentist
Address: 137 Claybrook Lane, Antioch, TN 37013
Phone: +1 (615) 941-4850
Doctor
Address: 2031 Antioch Pike, Antioch, TN 37013
Phone: +1 (615) 781-2080
Government Office
Address: Blue Hole Road, Antioch, TN 37013
Phone: +1 (615) 331-6286
Hotel
Address: 1121 Bell Road, Antioch, TN 37013
Phone: +1 (615) 647-5613
Pet Supplies
Address: 3536 Murfreesboro Pike, Antioch, TN 37013
Phone: +1 (615) 641-2112
Pharmacy
Address: 5801 Crossings Boulevard, Antioch, TN 37013
Phone: +1 (615) 941-8333
Rent-a-Car Facility
Address: 5246 Cane Ridge Road, Antioch, TN 37013
Phone: +1 (615) 731-2618
Sandwich Restaurant
Address: 769 Bell Road, Antioch, TN 37013
Phone: +1 (615) 731-2060
Shopping Center
Address: 3366 Old Franklin Road, Antioch, TN 37013
Phone: +1 (615) 283-8996
Sports Center
Address: Morris Gentry Boulevard, Antioch, TN 37013
Phone: +1 (615) 988-4032

How to Get to Antioch

Complaints about Short-Term Loans in Tennessee

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
268
Struggling to pay your loan
197
Problem when making payments
145
Problem with the payoff process at the end of the loan
96
Charged fees or interest I didn't expect
93
Getting the loan
62
Incorrect information on your report
54
Getting a line of credit
50
Can't contact lender
45
Problem with additional add-on products or services
36
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Antioch

If you need to submit a complaint against a payday lender in Tennessee, the primary regulatory body is the Tennessee Department of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Tennessee Department of Financial Institutions, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243
  • (615) 741-2236
Submit a Complaint

Frequently Asked Questions about Short-term Loans

How Do Payday Loans Work?

Payday loans, often known as cash advances, are short-term personal loans intended to cover immediate, emergency expenses until your next paycheck. Applicants typically submit proof of income, checking account details, and identification. Upon approval, the loan amount is deposited directly into the applicant’s bank account.

Who Can Apply for a Payday Loan?

Generally, anyone over the age of 18 with a steady income and an active checking account can apply for a payday loan. Lenders often approve loans for individuals with bad credit, focusing instead on income and employment status.

How Quickly Can I Receive a Payday Loan?

Payday loans are designed to be fast loans, and many lenders offer instant approval or same-day funding. However, the exact time frame can vary depending on your bank’s processing times and the lender’s protocols.

How Much Money Can I Borrow with a Payday Loan?

The amount you can borrow varies by lender and jurisdiction but typically ranges from $100 to $1,000. The loan amount is often determined by your income and ability to repay the loan.

Why Choose a Payday Loan over Other Types of Loans?

A payday loan can be a viable option for short-term emergencies when you need quick access to cash and have limited options due to bad credit. They are generally faster and easier to obtain compared to traditional loans from banks.

Are Payday Loans Safe?

While payday loans can be safe when used responsibly, it's crucial to choose a licensed and reputable lender. Understand the loan terms, especially the fees and interest rates, to avoid falling into a debt cycle.

What Are the Fees Associated with Payday Loans?

The fees for payday loans can vary widely, often ranging from $10 to $30 for every $100 borrowed. It’s important to review and understand all fees associated with the loan before accepting the terms.

Can I Get a Payday Loan with Bad Credit?

Yes, payday loans are often accessible to individuals with bad credit because lenders use alternative measures—such as income proof rather than credit score—to determine eligibility.

What Happens if I Can't Repay My Payday Loan on Time?

If you're unable to repay your loan by the due date, contact your lender immediately. They may offer extended repayment plans or alternative options. Be aware that additional fees and interest can accrue, increasing the overall loan cost.

How Can I Apply for a Payday Loan?

To apply for a payday loan, locate a legitimate lender and complete their application form, whether online or in-person. You’ll need to provide personal identification, proof of income, and bank account details.

Are There Alternatives to Payday Loans?

Yes, alternatives include personal loans from credit unions, borrowing from friends or family, or using employer paycheck advances. These options often have lower fees and more manageable repayment terms.

Tennessee Short-term Loans Near Me

Adamsville Alamo Alcoa Alexandria Algood Andersonville Antioch Apison Ardmore Arlington Ashland City Athens Atoka Atwood Bartlett Bean Station Bells Benton Berry Hill Big Sandy Blaine Blountville Bolivar Bon Aqua Bradyville Brentwood Brighton Bristol Brownsville Bruceton Bulls Gap Bumpus Mills Burlison Burns Byrdstown Calhoun Camden Carthage Caryville Castalian Springs Celina Centerville Chapel Hill Chattanooga Chuckey Church Hill City Clarkrange Clarksville Cleveland Clifton Clinton Coalmont College Grove Collegedale Collierville Collinwood Columbia Cookeville Copperhill Cordova Cornersville Corryton Cosby Counce Covington Crockett Mills Cross Plains Crossville Crump Culleoka Cumberland City Cumberland Furnace Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Ducktown Dunlap Dyersburg Eads Eagleville East Ridge Elizabethton Englewood Erin Erwin Estill Springs Etowah Fairfield Glade Fairview Farragut Fayetteville Frankewing Franklin Friendsville Gadsden Gainesboro Gallatin Gates Gatlinburg Germantown Gibson Gleason Goodlettsville Gordonsville Grand Junction Gray Graysville Greenbrier Greeneville Greenfield Gruetli laager Halls Harriman Harrogate Hartsville Heiskell Helenwood Henderson Hendersonville Hermitage Hickory Valley Hill Hixson Hohenwald Hollow Rock Hornbeak Humboldt Huntingdon Huntland Huntsville Jacksboro Jackson Jamestown Jasper Jefferson City Jellico Joelton Johnson City Johnsonville Jonesborough Juliet Kimball Kingsport Kingston Kingston Springs Knoxville Kodak La Vergne Lafayette Lafollette Lakeland Lawrenceburg Lebanon Lenoir City Lewisburg Lexington Liberty Linden Livingston Lobelville Lookout Mountain Loretto Loudon Louisville Lyles Lynchburg Lynnville Madison Madisonville Manchester Martin Maryville Mascot Mason Maury City Maynardville Mcewen Mckenzie Mclemoresville Mcminnville Memphis Michie Middleton Milan Millington Monteagle Monterey Morrison Morristown Mosheim Mountain City Mt Carmel Mt Pleasant Mt. Juliet Munford Murfreesboro Nashville New Johnsonville New Market New Tazewell Newbern Newport Niota Nolensville Norris Oak Ridge Oakland Obion Old Hickory Oliver Springs Oneida Ooltewah Orlinda Palmer Paris Parrottsville Parsons Pegram Pigeon Forge Pikeville Piney Flats Pittsburg Plains Pleasant View Portland Powell Pulaski Puryear Reagan Red Bank Red Boiling Springs Riceville Rickman Ridge Ridgely Ridgetop Ripley Roan Mountain Rockwood Rocky Top Rogersville Rossville Rutledge Sardis Savannah Scotts Hill Selmer Sevierville Sewanee Seymour Shelbyville Signal Mountain Smithville Smyrna Sneedville Soddy Daisy Somerville South Fulton South Pittsburg Sparta Speedwell Spencer Spring City Spring Hill Springfield Stanton Summertown Surgoinsville Sweetwater Talbott Tazewell Tellico Plains Tennessee Ridge Thompson's Station Tiptonville Toone Townsend Tracy City Trenton Trezevant Trimble Troy Tullahoma Tusculum Unicoi Union City Vanleer View Viola Vonore Wartburg Washburn Watertown Waverly Waynesboro White Bluff White House White Pine Whites Creek Whiteville Whitwell Winchester Winfield Withe Woodbury Woodland Mills