Clarksville Short-term Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Tennessee.

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Tennessee Clarksville

Eligibility Criteria for Personal Loans

  • Valid government-issued photo identification.
  • Proof of current address, such as a utility bill or lease agreement.
  • Verifiable source of income, like pay stubs or bank statements.
  • Active checking account details for direct deposit.
  • Minimum age requirement of 18 years or older.
  • Valid contact number and email address for communication.
  • A completed instant cash advance application form.
  • Consent to a credit check, if applicable.

Trusted Short-term Loan Lenders in Clarksville, TN

Discover a network of reliable payday loan lenders committed to providing transparent services, ensuring trust and peace of mind for borrowers in need of quick financial assistance.

Lender
User Ratings
Address
Phone
Category
Regional Finance
User Raiting:
5.00
Address: 1719 Wilma Rudolph Blvd Suite A, Clarksville, TN 37040
Phone: +1 (931) 436-9244
Category: Loan agency
Advance America
User Raiting:
5.00
Address: 1637 Fort Campbell Blvd, Clarksville, TN 37042
Phone: +1 (931) 542-5661
Category: Financial institution
State Finance
User Raiting:
5.00
Address: 265 Dover Rd, Clarksville, TN 37042
Phone: +1 (931) 648-1171
Category: Loan agency
Advance America
User Raiting:
5.00
Address: 1820 Madison St Ste. E, Clarksville, TN 37043
Phone: +1 (931) 551-9190
Category: Financial institution
Advance Financial
User Raiting:
4.90
Address: 2224 A, Madison St, Clarksville, TN 37043
Phone: +1 (931) 250-8689
Category: Loan agency
Advance Financial
User Raiting:
4.90
Address: 2721 Fort Campbell Blvd, Clarksville, TN 37042
Phone: +1 (931) 450-7077
Category: Loan agency
Advance Financial
User Raiting:
4.80
Address: 601-A S Riverside Dr, Clarksville, TN 37040
Phone: +1 (931) 287-2716
Category: Loan agency
Covington Credit
User Raiting:
4.80
Address: 1725 Wilma Rudolph Blvd, Clarksville, TN 37040
Phone: +1 (931) 358-5618
Category: Loan agency
Advance Financial
User Raiting:
4.70
Address: 2068 Wilma Rudolph Blvd Unit A, Clarksville, TN 37040
Phone: +1 (931) 347-4038
Category: Loan agency
World Finance
User Raiting:
4.70
Address: 569 S Riverside Dr, Clarksville, TN 37040
Phone: +1 (931) 553-0880
Category: Loan agency
Urban Payday Loans
User Raiting:
4.60
Address: 1101 Peachers Mill Rd, Clarksville, TN 37042
Phone: +1 (931) 288-4476
Category: Loan agency
Advance Financial
User Raiting:
4.60
Address: 501 Heritage Point Dr, Clarksville, TN 37042
Phone: +1 (931) 450-7087
Category: Loan agency
Cash City
User Raiting:
4.60
Address: 1987 Madison St, Clarksville, TN 37043
Phone: +1 (931) 647-2222
Category: Loan agency
Game X Change
User Raiting:
4.50
Address: 110 Needmore Rd, Clarksville, TN 37040
Phone: +1 (931) 919-3464
Category: Financial institution
OneMain Financial
User Raiting:
4.50
Address: 2856 Wilma Rudolph Blvd, Clarksville, TN 37040
Phone: +1 (931) 552-7991
Category: Loan agency
Security Finance
User Raiting:
4.30
Address: 1933 Madison St, Clarksville, TN 37043
Phone: +1 (931) 648-0400
Category: Loan agency
Credit Central
User Raiting:
4.30
Address: 703 S Riverside Dr C, Clarksville, TN 37040
Phone: +1 (931) 552-5477
Category: Loan agency
Mariner Finance
User Raiting:
4.30
Address: 1820 Madison St Suite C, Clarksville, TN 37043
Phone: +1 (931) 503-1444
Category: Loan agency
World Finance
User Raiting:
4.20
Address: 2277 Wilma Rudolph Blvd Suite A1, Clarksville, TN 37040
Phone: +1 (931) 647-9595
Category: Loan agency
OneMain Financial
User Raiting:
4.20
Address: 2088 Lowes Dr e, Clarksville, TN 37040
Phone: +1 (931) 572-9777
Category: Loan agency
Service Loan South
User Raiting:
3.60
Address: 571 S Riverside Dr, Clarksville, TN 37040
Phone: +1 (931) 542-2401
Category: Loan agency
Easy Money
User Raiting:
3.00
Address: 602 A S Riverside Dr, Clarksville, TN 37040
Phone: +1 (931) 542-4811
Category: Financial institution
Easy Money
User Raiting:
2.80
Address: 1607 Fort Campbell Blvd, Clarksville, TN 37042
Phone: +1 (931) 538-1411
Category: Financial institution
Cash Express
User Raiting:
2.00
Address: 1219 Fort Campbell Blvd STE A, Clarksville, TN 37042
Phone: +1 (931) 645-8514
Category: Loan agency

What Are the Alternatives for Short-term Loans in Clarksville?

Explore sustainable, cost-effective solutions to payday loans, including credit unions, personal loans, and community resources, offering financial stability without the burden of exorbitant interest rates.

Quick Installment Loans

Quick installment loans are borrowed amounts paid back over time with scheduled payments. They offer flexibility and manageable budgeting over months or years.

Instant Cash Loans

Instant cash loans provide immediate funds for unexpected expenses. They are short-term solutions requiring prompt repayment, often carrying higher interest rates.

Online Title Loans

Online title loans use your vehicle’s title as collateral. They offer quick financing but risk losing your vehicle if unable to repay.

Guaranteed Emergency Loan

Guaranteed emergency loans are designed for urgent financial needs. They offer quick access to funds for unforeseen events, easing immediate financial stress.

Fast Payday Loans Online

Fast payday loans online offer short-term financial assistance, repaid with the next paycheck. Quick processing makes them a popular choice for urgent needs.

P2P Loans No Credit Check

P2P loans no credit check involve borrowing from individuals through online platforms. They often provide better rates and terms, sometimes with no credit check requirement.

Debt Consolidation Loans Online

Debt consolidation loans online combine multiple debts into one, often lower-interest monthly payment. They simplify debt management and improve financial clarity.

Bad Credit Loans Fast

Bad credit loans fast cater to individuals with poor credit history, offering quick approval. They provide essential funds but usually come with higher interest rates.

How to Apply for Online Short-term Loans in Clarksville

Research Reliable Lenders

Before applying for an online payday loan, it's crucial to research and identify trustworthy lenders. Search for reviews, verify licensing, and check their reputation with consumer protection agencies. Reliable lenders are transparent about terms, rates, and fees. Scrutinize their website for professional design and easy navigation. Engage with customer service for clarifications. Choosing a legitimate lender reduces the risk of fraud and ensures fair lending practices, providing a safer borrowing experience for applicants.

Understand Loan Terms and Conditions

Thoroughly understanding the terms and conditions is vital before applying for a payday loan. Carefully read the fine print to know the interest rates, repayment schedules, and additional fees. Lenders often disclose these details upfront, so confirm this transparency. Awareness of the implications of late payments or rollovers is also important. Being informed helps you make a financially sound decision, avoiding unexpected financial burdens and ensuring the loan aligns with your capacity to repay.

Prepare Necessary Documents

To streamline the application process, gather all required documents beforehand. This typically includes a valid government-issued ID, proof of income such as pay stubs or bank statements, and proof of address. Having these documents handy ensures a smoother application process, reducing waiting times and minimizing the potential for application errors. Knowing these requirements in advance will aid in preparing effectively, ensuring that your application is ready for immediate submission when you apply for your loan.

Complete the Online Application Form

Fill out the lender's online application form with accuracy and honesty. Provide personal details, employment information, income, and bank account information. Double-check for errors before submitting, as inaccuracies could delay processing or result in rejection. Most applications are user-friendly and guide you through each step. Accurate input ensures that your application is processed swiftly, and the risk of denial due to misinformation is minimized, which increases the chances of loan approval.

Review and Submit Your Application

Take a moment to review your completed application before submission. Verify that all entered information is correct and all necessary documents are uploaded. Confirm your understanding of the loan terms once more, ensuring you are comfortable with them. This step is crucial in preventing errors that may hinder or delay the application approval process. After confirming everything is in order, submit the application. Once submitted, expect to receive a response from the lender, often within a few hours or, at most, a couple of business days.

How to Use Short-term Loans - Useful Resources

Discover essential resources on effectively utilizing personal loans. Gain insights, tips, and guidance to make informed decisions and manage financial emergencies with confidence and responsibility.

Industry
Address
Phone
Banquet Rooms
Address: 334 Fairway Drive, Clarksville, TN 37043
Phone: +1 (931) 647-5674
Club & Association
Address: 416 Dover Road, Clarksville, TN 37042
Phone: +1 (931) 896-2084
College/University
Address: 141 Chesapeake Lane, Clarksville, TN 37040
Phone: +1 (931) 552-5100
Community Center
Address: 279 Clear Sky Court, Clarksville, TN 37043
Phone: +1 (931) 542-6058
Dentist
Address: 145 East Glenwood Drive, Clarksville, TN 37040
Phone: +1 (931) 552-5332
Fitness Club & Center
Address: 660 Cola Drive, Clarksville, TN 37043
Phone: +1 (931) 368-8242
Government Office
Address: 2215 Madison Street, Clarksville, TN 37043
Phone: +1 (931) 553-2424
Hospital
Address: 800 Weatherly Drive, Clarksville, TN 37043
Phone: +1 (615) 875-4036
Hotel
Address: 3050 Clay Lewis Road, Clarksville, TN 37040
Phone: +1 (931) 906-0900
Library
Address: 1753 Alpine Drive, Clarksville, TN 37040
Phone: +1 (931) 645-9531
Local Post Office
Address: 2031 Wilma Rudolph Boulevard, Clarksville, TN 37040
Phone: +1 (800) 275-8777
Movie Theater
Address: 3268 Twelve Oaks Boulevard, Clarksville, TN 37042
Phone: +1 (267) 970-4375
Museum
Address: Commerce Street, Clarksville, TN 37040
Phone: +1 (931) 648-5780
Other Repair Shops
Address: Alfred Thun Road, Clarksville, TN 37040
Phone: +1 (931) 436-9555
Pharmacy
Address: 980 Professional Park Drive, Clarksville, TN 37040
Phone: +1 (931) 648-9673

How to Get to Clarksville

Complaints about Short-Term Loans in Tennessee

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
268
Struggling to pay your loan
197
Problem when making payments
145
Problem with the payoff process at the end of the loan
96
Charged fees or interest I didn't expect
93
Getting the loan
62
Incorrect information on your report
54
Getting a line of credit
50
Can't contact lender
45
Problem with additional add-on products or services
36
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Clarksville

If you need to submit a complaint against a payday lender in Tennessee, the primary regulatory body is the Tennessee Department of Financial Institutions. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Tennessee Department of Financial Institutions, 312 Rosa L. Parks Avenue, 26th Floor, Nashville, TN 37243
  • (615) 741-2236
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Can I Get a Payday Loan with Bad Credit?

Yes, many payday loan lenders offer options for individuals with bad credit. These loans are often approved quickly without the need for a traditional credit check, making them a feasible option for those in need of emergency funds despite a poor credit history.

How Quickly Can I Receive a Cash Advance?

One of the primary benefits of payday loans is their speed. Many payday lenders provide instant or fast loans, typically depositing the cash directly into your bank account within one business day of approval. This swift access to funds is ideal for urgent financial emergencies.

What Are the Typical Repayment Terms for a Personal Payday Loan?

Payday loans are short-term financial solutions, usually requiring repayment by your next payday, typically within two to four weeks. It's crucial to understand and plan for the repayment terms to avoid additional fees or damaging your financial standing.

Is a Payday Loan the Same as a Cash Advance?

While payday loans and cash advances serve similar purposes by providing quick access to funds, they differ slightly. A cash advance often refers to withdrawing cash against your credit card's credit limit, whereas a payday loan is a short-term personal loan directly from a lender.

What Fees Are Associated with Payday Loans?

Payday loans generally come with high fees, often charged as a flat rate or a percentage of the loan amount. It's crucial to review the terms and understand all associated costs, as these fees can make payday loans an expensive financing option.

Are Payday Loans Regulated?

Yes, payday loans are regulated, but regulations vary by state or country. Many regions have laws that cap interest rates and fees or set limits on loan amounts. It is essential to understand the specific regulations in your area before obtaining a payday loan.

Can I Extend or Renew My Payday Loan?

Some lenders may offer the option to roll over or renew your payday loan but typically charge additional fees. It's important to be cautious with extensions, as they can significantly increase the overall cost of the loan and lead to a cycle of debt.

What Happens if I Default on a Payday Loan?

Defaulting on a payday loan can result in collection efforts and additional fees, such as late charges. This can negatively impact your credit score and financial standing. It's advisable to communicate with your lender to explore repayment options if you're facing difficulties.

Can I Apply for a Payday Loan Online?

Yes, many lenders offer online applications for payday loans, making the process convenient and accessible. Online applications usually require basic personal and financial information and can often be completed quickly from the comfort of your home.

Is a Payday Loan Right for Me?

Payday loans can be a useful resource for short-term financial emergencies. However, due to high fees and short repayment terms, they are generally recommended only when other options are unavailable. Consider assessing your financial situation and exploring alternatives before applying.

What Alternatives Are Available Aside from Payday Loans?

Alternatives to payday loans include personal loans from credit unions or banks, payment extensions with creditors, or borrowing from friends and family. Exploring these options can help you secure funds with more favorable terms and lower costs.

Tennessee Short-term Loans Near Me

Adamsville Alamo Alcoa Alexandria Algood Andersonville Antioch Apison Ardmore Arlington Ashland City Athens Atoka Atwood Bartlett Bean Station Bells Benton Berry Hill Big Sandy Blaine Blountville Bolivar Bon Aqua Bradyville Brentwood Brighton Bristol Brownsville Bruceton Bulls Gap Bumpus Mills Burlison Burns Byrdstown Calhoun Camden Carthage Caryville Castalian Springs Celina Centerville Chapel Hill Chattanooga Chuckey Church Hill City Clarkrange Clarksville Cleveland Clifton Clinton Coalmont College Grove Collegedale Collierville Collinwood Columbia Cookeville Copperhill Cordova Cornersville Corryton Cosby Counce Covington Crockett Mills Cross Plains Crossville Crump Culleoka Cumberland City Cumberland Furnace Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Ducktown Dunlap Dyersburg Eads Eagleville East Ridge Elizabethton Englewood Erin Erwin Estill Springs Etowah Fairfield Glade Fairview Farragut Fayetteville Frankewing Franklin Friendsville Gadsden Gainesboro Gallatin Gates Gatlinburg Germantown Gibson Gleason Goodlettsville Gordonsville Grand Junction Gray Graysville Greenbrier Greeneville Greenfield Gruetli laager Halls Harriman Harrogate Hartsville Heiskell Helenwood Henderson Hendersonville Hermitage Hickory Valley Hill Hixson Hohenwald Hollow Rock Hornbeak Humboldt Huntingdon Huntland Huntsville Jacksboro Jackson Jamestown Jasper Jefferson City Jellico Joelton Johnson City Johnsonville Jonesborough Juliet Kimball Kingsport Kingston Kingston Springs Knoxville Kodak La Vergne Lafayette Lafollette Lakeland Lawrenceburg Lebanon Lenoir City Lewisburg Lexington Liberty Linden Livingston Lobelville Lookout Mountain Loretto Loudon Louisville Lyles Lynchburg Lynnville Madison Madisonville Manchester Martin Maryville Mascot Mason Maury City Maynardville Mcewen Mckenzie Mclemoresville Mcminnville Memphis Michie Middleton Milan Millington Monteagle Monterey Morrison Morristown Mosheim Mountain City Mt Carmel Mt Pleasant Mt. Juliet Munford Murfreesboro Nashville New Johnsonville New Market New Tazewell Newbern Newport Niota Nolensville Norris Oak Ridge Oakland Obion Old Hickory Oliver Springs Oneida Ooltewah Orlinda Palmer Paris Parrottsville Parsons Pegram Pigeon Forge Pikeville Piney Flats Pittsburg Plains Pleasant View Portland Powell Pulaski Puryear Reagan Red Bank Red Boiling Springs Riceville Rickman Ridge Ridgely Ridgetop Ripley Roan Mountain Rockwood Rocky Top Rogersville Rossville Rutledge Sardis Savannah Scotts Hill Selmer Sevierville Sewanee Seymour Shelbyville Signal Mountain Smithville Smyrna Sneedville Soddy Daisy Somerville South Fulton South Pittsburg Sparta Speedwell Spencer Spring City Spring Hill Springfield Stanton Summertown Surgoinsville Sweetwater Talbott Tazewell Tellico Plains Tennessee Ridge Thompson's Station Tiptonville Toone Townsend Tracy City Trenton Trezevant Trimble Troy Tullahoma Tusculum Unicoi Union City Vanleer View Viola Vonore Wartburg Washburn Watertown Waverly Waynesboro White Bluff White House White Pine Whites Creek Whiteville Whitwell Winchester Winfield Withe Woodbury Woodland Mills